Contra Costa County property record for 400 Pine Ridge Dr, San Ramon, CA 94582
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,079 sqft · built 1988 |
| Lot Size | 0.027 acres (1,166 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $670,000 (Oct 2025) |
| Tax Bill | $9,767 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-670-223-6 |
| Primary APN | 213-670-223-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,079 sqft Living Area |
| 1st Floor Area | 1,079 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,166 sqft (0.027 acres) |
| Garage Type | Attached |
| Garage Area | 247 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Street Address | 400 PINE RIDGE DR |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94582-4550 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T6546 L7 B25 U181 |
| Legal Subdivision | COPPER RDG PH 2 |
| Legal Tract | 6546 |
| Legal Block | 25 |
| Legal Lot Number | 7 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 345118 |
400 Pine Ridge Dr, a condominium, is held in a trust since October 2025.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 162 ELISHA LN, SAN RAMON, CA 94583-5003 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2025 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Apr 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES HM EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on File |
| Deed Sale | Oct 10, 2025 · Amount on File |
| Prior Sale | Sep 1, 2006 · Amount on File |
| Deed Document Number | 2025106702 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 10, 2025 |
| Property Address | 400 PINE RIDGE DR, SAN RAMON, CA 94582-4550 |
| Document Number | 0000106702 |
| Map Reference | MB 292 PG 1 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025- 106702 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 162 ELISHA LN, SAN RAMON, CA 94583-5003 |
| Document Number | 0000106703 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025- 106703 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 2800 TAMARACK RD, OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 400 PINE RIDGE DR, SAN RAMON, CA 94582-4550 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 400 PINE RIDGE DR, SAN RAMON, CA 94582-4550 |
| Document Number | 0000062870 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 2022-062870 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 400 PINE RIDGE DR, SAN RAMON, CA 94582-4550 |
| Document Number | 0000045032 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 400 PINE RIDGE DR SAN RAMON CA 945824550, SAN RAMON, CA 94582-4550 |
| Document Number | 0000045032 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 45032 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2048 |
The 2025 property tax bill for 400 Pine Ridge Dr was $9,767.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $670,000 (-15.79%) Land $460,000 Building $210,000 | |
| 2025 | $9,767.00 | $795,600 Land $510,000 Building $285,600 |
| 2023 | $8,112.00 (+1.07%) Homeowner's exemption | $650,307 Land $463,587 Building $186,720 |
| 2022 | $8,026.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 400 Pine Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 400 Pine Ridge Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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