Highlands County property record for 402 Oak Ave, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,011 sqft · built 1940 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $899 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S294907008200090 |
| Primary APN | S294907008200090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,011 sqft Living Area |
| 1st Floor Area | 1,506 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 586 sqft |
| Driveway | Driveway |
| Driveway Area | 264 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 300 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | S294907008200090 |
|---|---|
| Street Address | 402 OAK AVE |
| City | SEBRING |
| State | FL |
| Zip | 33870-3731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | TOWN OF SEBRING 8TH ADD PB 1-PG 3 LOT 9 BLK 82 |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 29 |
| Legal Subdivision | LIMETREE VILLAS |
| Legal Block | 82 |
| Legal Lot Number | 9 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 961100 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 402 OAK AVE, SEBRING, FL 33870-3731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | May 6, 2008 |
| Last Transfer Date | Mar 24, 2025 |
| Transfer Doc | 0002250099 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 402 OAK AVE, SEBRING, FL 33870-3731 |
| Document Number | 0002013059 |
| Instrument Date | Nov 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 402 OAK AVE SEBRING FL 338703731, SEBRING, FL 33870-3731 |
| Document Number | 0002013059 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 002793/001131 |
| Instrument | 2013059 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | PO BOX 8008, LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 30, 2030 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73,763 (+5.99%) | $174,682 (+8.95%) Land $5,000 Building $169,682 | |
| 2024 | $899.00 | ||
| 2023 | Homeowner's exemption Disabled Person's exemption | $69,596 (+3%) | $160,327 (+25.52%) Land $4,250 Building $156,077 |
| 2022 | $895.00 Homeowner's exemption Disabled Person's exemption | $67,569 | $127,729 Land $4,250 Building $123,479 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHEAST serves 2,828 people · EPA ID FL6531742 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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