376 Oak Ave, Sebring, FL 33870 Property Records

Highlands County property record for 376 Oak Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,786 sqft · built 1945
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Oct 2022)
Tax Bill	$3,374 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S294907007800210`

Property Details

APN / Parcel Number

Primary APN	`S294907007800210`
Alternative APN	`S-29-34-29-070-0780-0210`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,786 sqft Living Area
1st Floor Area	1,348 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Driveway	Driveway
Driveway Area	300 sqft
Porch	Enclosed Porch
Porch Area	578 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	S294907007800210
Street Address	376 OAK AVE
City	SEBRING
State	FL
Zip	33870-3638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	TOWN OF SEBRING 8TH ADD PB 1-PG 3 LOT 21 BLK 78
Legal Range	29E
Legal Township	34S
Legal Section	29
Legal Subdivision	TOWN OF SEBRING
Legal Block	78
Legal Lot Number	21
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1019
Census Tract	961100

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	366 CELLO ST, DAVENPORT, FL 33896-8352
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Aug 18, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	Mar 2, 2015 · Amount on Record
Deed Document Number	2119215
Deed Book / Page	2936 / 117
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 14, 2022
Property Address	376 OAK AVE, SEBRING, FL 33870-3638
Document Number	0002119215
Book / Page	2936 / 117
Map Reference	MB 1 PG 3
Instrument Date	Sep 28, 2022
Instrument	2119215
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3530 SHELDON DR, 3530, PEARLAND, TX 77584-3348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 CELLO ST, DAVENPORT, FL 33896-8352

Mortgage

Document Number	0002936119
Date	Oct 14, 2022
Instrument	2936/119

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0002119217
Date	Oct 14, 2022
Book Page	2936/131
Instrument	2119217

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	376 OAK AVE, SEBRING, FL 33870-3638
Document Number	0001911341
Instrument Date	Aug 18, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	376 OAK AVE SEBRING FL 338703638, SEBRING, FL 33870-3638

Mortgage

Document Number	0001911341
Date	Sep 13, 2018
Book Page	002655/001344
Instrument	1911341

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 12, 2045

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,110 (+8.82%) Land $5,000 Building $148,110	$153,110 (+8.82%) Land $5,000 Building $148,110
2024	$3,374.00 (+7.38%)
2023	$3,142.00 (+46.96%)	$140,700 (+27.32%) Land $4,250 Building $136,450	$140,700 (+27.32%) Land $4,250 Building $136,450
2022	$2,138.00	$110,512 Land $4,250 Building $106,262	$110,512 Land $4,250 Building $106,262

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST serves 2,828 people · EPA ID FL6531742
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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