Comal County property record for 402 Mountain Top Dr, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,520 sqft · built 1994 |
| Lot Size | 4.98 acres (216,929 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $688,940 (Dec 2024) |
| Tax Bill | $2,713 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Dec 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-0663-0014-00 |
| Primary APN | 45-0663-0014-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,520 sqft Living Area |
| Gross Area | 2,922 sqft |
| 1st Floor Area | 2,520 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 216,929 sqft (4.98 acres) |
| Porch | Covered Porch |
| Porch Area | 774 sqft |
| Storage Building | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 402 MOUNTAIN TOP DR |
|---|---|
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-7013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEVIEW OAKS EAST, LOT 14, ACRES 4.98 |
| Legal Subdivision | RIDGEVIEW OAKS EAST |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 310703 |
Source: Comal County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 402 MOUNTAIN TOP DR, SPRING BRANCH, TX 78070-7013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Line of Credit KIND LENDING LLC |
| Dec 26, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2024 · Amount on Record |
| Deed Sale | Dec 26, 2024 · Amount on Record |
| Prior Sale | Mar 15, 2006 · Amount on Record |
| Deed Document Number | 202439246 |
| Prior Transfer Date | Dec 19, 2024 |
| Prior Transfer Doc | 0000039246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Apr 27, 2026 |
| Property Address | 402 MOUNTAIN TOP DR, SPRING BRANCH, TX 78070-7013 |
| Document Number | 0000012186 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202612186 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TEXAS TITLE |
| Name | Verified Name |
|---|---|
| Address | 402 MOUNTAIN TOP DR, SPRING BRANCH, TX 78070-7013 |
| Document Number | 0000012186, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 202612186 |
| Name | KIND LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Dec 26, 2024 |
| Property Address | 402 MOUNTAIN TOP DR, SPRING BRANCH, TX 78070-7013 |
| Document Number | 0006039246 |
| Map Reference | VOL 3 PG 30 |
| Instrument Date | Dec 19, 2024 |
| Instrument | 202406039246 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 402 MOUNTAIN TOP DR, SPRING BRANCH, TX 78070-7013 |
| Name | Verified Name |
|---|---|
| Address | 402 MOUNTAIN TOP DR, SPRING BRANCH, TX 78070-7013 |
| Document Number | 0006039247 |
|---|---|
| Date | Dec 26, 2024 |
| Instrument | 202406039247 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
Source: Comal County assessment roll, as of September 10, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $582,440 (+15.46%) Land $232,980 Building $349,460 | $582,440 (+15.46%) Land $232,980 Building $349,460 | |
| 2024 | $2,713.00 (+11.92%) | ||
| 2023 | $504,470 Land $232,980 Building $271,490 | $504,470 Land $232,980 Building $271,490 | |
| 2022 | $2,424.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2014–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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