Comal County property record for 312 Mountain Top Dr, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,657 sqft · built 2006 |
| Lot Size | 6.9 acres (300,564 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,499 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-0663-0019-01 |
| Primary APN | 45-0663-0019-01 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,657 sqft Living Area |
| Gross Area | 1,777 sqft |
| 1st Floor Area | 1,657 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 300,564 sqft |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 312 MOUNTAIN TOP DR |
|---|---|
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-7012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEVIEW OAKS EAST, LOT 19 |
| Legal Subdivision | RIDGEVIEW OAKS EAST |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 310703 |
312 Mountain Top Dr is owned and occupied by two individuals.
Source: Comal County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 MOUNTAIN TOP DR, SPRING BRANCH, TX 78070-7012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU |
| Mar 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 312 MOUNTAIN TOP DR, SPRING BRANCH, TX 78070-7012 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | UNKNOWN, SSTC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0006040508 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 202506040508 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jan 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 312 MOUNTAIN TOP DR, SPRING BRANCH, TX 78070-7012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006011504 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 201806011504 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | PORT ARTHUR, TX 77642 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 312 MOUNTAIN TOP DR, SPRING BRANCH, TX 78070-7012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006048071 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 202006048071 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 312 Mountain Top Dr was $1,499 with exemptions applied, down 33.2% from the year before.
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $468,047 (+1%) | $537,830 (-0.14%) Land $291,420 Building $246,410 | |
| 2025 | $1,499.00 (-33.17%) Homeowner's exemption Senior Citizen's exemption | $425,497 Land $291,420 Building $247,180 | $538,600 Land $291,420 Building $247,180 |
| 2024 | $2,243.00 | ||
| 2023 | $537,290 Land $291,420 Building $245,870 | $537,290 Land $291,420 Building $245,870 | |
| 2022 | $2,444.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Mountain Top Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2014–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Mountain Top Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 63% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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