Clay County property record for 402 Main St, Hawley, MN 56549
| Property Type | Single Family Home |
|---|---|
| Details | built 1892 |
| Lot Size | 0.15 acres (6,501 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,980 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 56.650.2480 |
| Primary APN | 56.650.2480 |
|---|
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Lot Area | 6,501 sqft (0.15 acres) |
| Street Address | 402 MAIN ST |
|---|---|
| City | HAWLEY |
| State | MN |
| Zip | 56549-4517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME ORIGINAL TOWNSITE HAWLEY SUBDIVISIONCD 56650 LOTS 7 & 8 31 HAWLEY CITY |
| Legal Range | 45 |
| Legal Township | 139 |
| Legal Section | 01 |
| Legal Subdivision | ORIGINAL TOWNSITE HAWLEY |
| Legal Block | 31 |
| Legal Lot Number | 7 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | HAWLEY |
| Census Block Group | 1 |
| Census Block | 1130 |
| Census Tract | 30201 |
402 Main St is owned and occupied by two individuals.
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 708, HAWLEY, MN 56549-0708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 402 Main St was $2,980 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Hawley City |
| Unified School District | Hawley Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,980.00 Homeowner's exemption | $242,900 (+4.74%) Land $12,800 Building $230,100 | $242,900 (+4.74%) Land $12,800 Building $230,100 |
| 2025 | $231,900 Land $12,800 Building $219,100 | $231,900 Land $12,800 Building $219,100 | |
| 2023 | $3,026.00 Homeowner's exemption | $215,300 Land $12,800 Building $202,500 | $215,300 Land $12,800 Building $202,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jun 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hawley serves 2,267 people · EPA ID MN1140006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Arvig Fiber · Cable | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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