314 Main St, Hawley, MN 56549 Property Records

Clay County property record for 314 Main St, Hawley, MN 56549 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	built 2017
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Aug 2022)
Tax Bill	$3,748 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`56.650.2540`

Property Details

APN / Parcel Number

Primary APN	`56.650.2540`

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	314 MAIN ST
City	HAWLEY
State	MN
Zip	56549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME ORIGINAL TOWNSITE HAWLEY LOT 011 BLOCK 032 SUBDIVISIONCD 56650 LOTS 11-15 BLK 32 LESS RR R/W
Legal Range	45
Legal Township	139
Legal Section	01
Legal Subdivision	ORIGINAL TOWNSITE HAWLEY
Legal Block	32
Legal Lot Number	11
Jurisdiction	CLAY MN
Township / Civil Division	HAWLEY
Census Block Group	1
Census Block	1021
Census Tract	30201

Owner

Source: Clay County records · APN 56.650.2540

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	314 MAIN ST, HAWLEY, MN 56549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Warranty Deed, Transfer · VA Mortgage ARK LA TEX FINANCIAL SERVICES
Jul 01, 2020	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK
Oct 04, 2019	Trustee's Deed, Construction Loan · Line of Credit MIDWEST BK
May 14, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Jul 01, 2020 · Amount on Record
Deed Document Number	20221459473
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Aug 29, 2022
Property Address	314 MAIN ST, HAWLEY, MN 56549
Document Number	0000831735
Instrument Date	Aug 29, 2022
Instrument	831735
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 397, HAWLEY, MN 56549-0397

Mortgage

Document Number	0000831736
Date	Aug 29, 2022
Instrument	831736

Lender

Name	ARK LA TEX FINANCIAL SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jul 01, 2020
Property Address	314 MAIN ST, HAWLEY, MN 56549
Document Number	0000802646
Instrument Date	Jun 30, 2020
Instrument	802646
Transaction Type	Transfer
Record Updated	Feb 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$699.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 MAIN ST, HAWLEY, MN 56549

Mortgage

Document Number	0000802647
Date	Jul 01, 2020
Instrument	802647

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 01, 2030

Interest

Rate Type	Fixed Rate

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLAY MN
Recording Date	Oct 04, 2019
Property Address	314 MAIN ST, HAWLEY, MN 56549
Instrument Date	Sep 30, 2019
Instrument	794285
Transaction Type	Construction Loan
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	317 OAK HILLS DR DETROIT LAKES MN 565012017, DETROIT LAKES, MN 56501-2017

Mortgage

Document Number	0000794285
Date	Oct 04, 2019
Instrument	794285

Lender

Name	MIDWEST BK
Type	Bank
Address	DETROIT LAKES, MN 56501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 03, 2020

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	May 14, 2019
Property Address	314 MAIN ST, HAWLEY, MN 56549
Document Number	0000789306
Instrument Date	May 07, 2019
Instrument	789306
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$19.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1922 DETROIT LAKES MN 565021922, DETROIT LAKES, MN 56502-1922

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Hawley City
Unified School District	Hawley Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,748.00 (-12.84%)
2025		$282,400 (-3.45%) Land $13,800 Building $268,600	$282,400 (-3.45%) Land $13,800 Building $268,600
2023	$4,300.00	$292,500 Land $13,800 Building $278,700	$292,500 Land $13,800 Building $278,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (27027C), updated October 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270270302011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jun 2010

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Fiber	5,000 / 5,000
Arvig Enterprises	Fiber	1,000 / 500
Arvig Enterprises	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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