Middlesex County and Reading Town property record for 402 Lowell St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,260 sqft · built 1939 |
| Lot Size | 0.218 acres (9,514 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $550,000 (Apr 2018) |
| Tax Bill | $8,124 (2025) |
| Deeds & Mortgages | Jan 2025 Line of Credit Apr 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:026.0-0000-0179.0 |
| Primary APN | READ M:026.0-0000-0179.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 2,497 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,514 sqft (0.218 acres) |
| Garage Type | Attached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1200000000260 |
|---|---|
| Street Address | 402 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 402 LOWELL ST, READING, MA 01867-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 6, 2025 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO |
| Apr 4, 2023 | Quit Claim Deed, Transfer Quitclaim |
| May 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Apr 4, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2018 · Amount on Record |
| Deed Sale | Apr 4, 2018 · Amount on Record |
| Prior Sale | Dec 30, 2011 · Amount on Record |
| Deed Book / Page | 70827 / 81 |
| Last Transfer Date | Mar 31, 2023 |
| Transfer Doc | 081395-181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 402 LOWELL ST, READING, MA 01867-1529 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0083651-48 |
|---|---|
| Date | Jan 6, 2025 |
| Book Page | 83651/48 |
| Instrument | 1196 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 4, 2023 |
| Property Address | 402 LOWELL ST, READING, MA 01867-1529 |
| Document Number | 081395-181 |
| Book / Page | 81395 / 181 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 33482 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 LOWELL ST, READING, MA 01867-1529 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 402 LOWELL ST, READING, MA 01867-1529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74671-338 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 74671/338 |
| Instrument | 72702 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 4, 2018 |
| Property Address | 402 LOWELL ST, READING, MA 01867-1529 |
| Document Number | 70827-81 |
| Book / Page | 070827 / 000081 |
| Instrument Date | Apr 4, 2018 |
| Instrument | 45471 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,508.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 402 LOWELL ST READING MA 018671529, READING, MA 01867-1529 |
| Document Number | 70827-84 |
|---|---|
| Date | Apr 4, 2018 |
| Book Page | 070827/000084 |
| Instrument | 45472 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2048 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,124.00 (+1.15%) | $713,300 (+4.09%) Land $414,600 Building $298,700 | $700,815 (+4.02%) |
| 2024 | $8,032.00 (+3.25%) | $685,300 (+10.91%) Land $398,300 Building $287,000 | $673,740 |
| 2023 | $7,779.00 | $617,900 Land $359,100 Building $258,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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