402 Lost Echo, Unit 7, Horseshoe Bay, TX 78657 Property Records

Llano County property record for 402 Lost Echo, Unit 7, Horseshoe Bay, TX 78657

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,146 sqft · built 1987
Lot Size	0.028 acres (1,237 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Oct 2020)
Tax Bill	$6,831 (2026)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`11755-W20-0710-7`

Property Details

APN / Parcel Number

Primary APN	`11755-W20-0710-7`
Alternative APN	`42259`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,146 sqft Living Area
1st Floor Area	592 sqft
2nd Floor Area	1,554 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Roof Type	Gable
Roof Material	Asbestos
Lot Area	1,237 sqft (0.028 acres)
Lot Dimensions	69 ft deep x 18 ft wide
Garage Type	Carport
Garage Area	488 sqft
Carport	Carport
Carport Area	488 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	282 sqft
Patio Area	636 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11755-W20-0710-7
Street Address	402 LOST ECHO, 7
City	HORSESHOE BAY
State	TX
Zip	78657-6811
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOST ECHO BAY TH HORSESHOE BAY W20071-7
Legal Subdivision	LOST ECHO BAY
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	1
Census Block	1044
Census Tract	970401

Owner

402 Lost Echo, Unit 7 is owned by two individuals who bought it in October 2020.

Source: Llano County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3923 148TH ST, LUBBOCK, TX 79423-6311
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Jul 16, 2018
Deed Document Number	20207482
Prior Transfer Date	Oct 8, 2020
Prior Transfer Doc	0000007482
Record Updated	Oct 29, 2026

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LLANO TX
Recording Date	Oct 14, 2020
Property Address	402 LOST ECHO UNIT 7, 7, HORSESHOE BAY, TX 78657-6811
Document Number	2007482
Map Reference	VOL 7 PG 37
Instrument Date	Oct 8, 2020
Instrument	20-07482
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 COUNTY ROAD 957 N, 103, HALLETTSVILLE, TX 77964-4159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 107TH ST, LUBBOCK, TX 79423-5773

Mortgage

Document Number	2007483
Date	Oct 14, 2020
Instrument	20-07483

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 402 Lost Echo, Unit 7 was $6,831, up 200.9% from the year before.

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Horseshoe Bay City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,831.00 (+200.93%)	$510,416 (+2%)	$780,000 (+0.49%) Land $70,430 Building $709,570
2025	$2,270.00	$425,347 Land $61,510 Building $714,710	$776,220 Land $61,510 Building $714,710
2023	$4,733.00	$295,380 Land $16,200 Building $279,180	$295,380 Land $16,200 Building $279,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Lost Echo, Unit 7 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 138 policies
Nearby Flood Policies	138 in force
Nearby Flood Claims	18 (2018–2021)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Lost Echo, Unit 7 is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORSESHOE BAY serves 12,729 people · EPA ID TX1500015
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024 Total trihalomethanes resolved · Jul 2021 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	Coliform assessment Dec 2016
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
VGI Technology Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Zero2 Wireless Fixed Wireless	200 / 35
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, Engineer Austin.

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