Llano County property record for 402 Lost Echo, #5, Horseshoe Bay, TX 78657
| Property Type | Condominium |
|---|---|
| Details | 2.5 ba · 2,146 sqft · built 1987 |
| Lot Size | 0.028 acres (1,237 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Sep 2015) |
| Tax Bill | $6,831 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 11755-W20-0710-5 |
| Primary APN | 11755-W20-0710-5 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,146 sqft Living Area |
| 1st Floor Area | 592 sqft |
| 2nd Floor Area | 1,554 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 4 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 1,237 sqft (0.028 acres) |
| Lot Dimensions | 69 ft deep x 18 ft wide |
| Garage Type | Carport |
| Garage Area | 488 sqft |
| Carport | Carport |
| Carport Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 282 sqft |
| Patio Area | 498 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 11755-W20-0710-5 |
|---|---|
| Street Address | 402 LOST ECHO, 5 |
| City | HORSESHOE BAY |
| State | TX |
| Zip | 78657-6802 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOST ECHO BAY TH HORSESHOE BAY W20071-5 |
| Legal Subdivision | LOST ECHO BAY |
| Jurisdiction | LLANO TX |
| Township / Civil Division | LLANO SOUTH |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 970401 |
402 Lost Echo, #5 is owned by two individuals who bought it in September 2015.
Source: Llano County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7016 VIA DONO DR, AUSTIN, TX 78749-2763 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2015 · Amount on File |
| Deed Sale | Sep 9, 2015 · Amount on File |
| Prior Sale | Jun 27, 2013 · Amount on File |
| Deed Document Number | 20155277 |
| Deed Book / Page | 1560 / 2181 |
| Prior Transfer Date | Sep 4, 2015 |
| Prior Transfer Doc | 1560/2181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LLANO TX |
| Property Address | 402 LOST ECHO # 5, 5, HORSESHOE BAY, TX 78657-6802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VALERO TITLE |
| Name | Verified Name |
|---|
| Document Number | 2007184 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 20-07184 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2035 |
The 2026 property tax bill for 402 Lost Echo, #5 was $6,831, up 200.9% from the year before.
Source: Llano County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Llano County |
| Municipality | Horseshoe Bay City |
| Unified School District | Llano Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,831.00 (+200.93%) | $510,416 (+2%) | $785,650 (+1.21%) Land $70,940 Building $714,710 |
| 2025 | $2,270.00 | $425,347 Land $61,510 Building $714,710 | $776,220 Land $61,510 Building $714,710 |
| 2023 | $4,733.00 | $295,380 Land $16,200 Building $279,180 | $295,380 Land $16,200 Building $279,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Lost Echo, #5 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Nearby Flood Policies | 138 in force |
| Nearby Flood Claims | 18 (2018–2021) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Lost Echo, #5 is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HORSESHOE BAY serves 12,729 people · EPA ID TX1500015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2024 Total trihalomethanes resolved · Jul 2021 Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2016 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| VGI Technology Fixed Wireless | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Zero2 Wireless Fixed Wireless | 200 / 35 |
| Rise Broadband Fixed Wireless | 50 / 10 |
May also be available: AT&T, Engineer Austin.
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