Burke County property record for 402 la Foret Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,324 sqft · built 2001 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $13,000 (Feb 2021) |
| Tax Bill | $5,321 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jul 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1783368938 |
| Primary APN | 1783368938 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 5,324 sqft Living Area |
| 1st Floor Area | 1,914 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 1,034 sqft |
| Unfinished Basement | 880 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 67,954 sqft (1.56 acres) |
| Garage Type | Carport |
| Garage Area | 1,296 sqft |
| Carport | Carport |
| Carport Area | 1,296 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 820 sqft |
| Deck Area | 240 sqft |
| Patio Area | 2,272 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 402 LA FORET DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LA FORET LO1 & 2 SEII PL14-108 |
| Legal Subdivision | LAFOREST II |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20202 |
402 la Foret Dr is owned by two individuals who bought it in February 2021.
Source: Burke County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1509, MORGANTON, NC 28680-1509 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Line of Credit MORGANTON SAVINGS BANK SSB |
| Jul 12, 2024 | Deed of Trust, Mortgage · ARM MORGANTON SAVINGS BANK SSB |
| May 26, 2020 | Deed of Trust, Mortgage · Line of Credit MORGANTON SVGS BK SSB |
| May 26, 2020 | Deed of Trust, Mortgage · Line of Credit MORGANTON SVGS BK SSB |
| Nov 27, 2019 | Deed of Trust, Mortgage · Line of Credit MORGANTON SVGS BK SSB |
| Aug 27, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2021 · Amount on File |
| Deed Sale | Feb 2, 2021 · Amount on File |
| Deed Document Number | 20211177 |
| Deed Book / Page | 2517 / 261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 402 LA FORET DR, MORGANTON, NC 28655-8094 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 402 LA FORET DR, MORGANTON, NC 28655-8094 |
| Document Number | 0025820160 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 2582/160 |
| Instrument | 2021013294 |
| Name | MORGANTON SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Address | MORGANTON, NC 28680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 364 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 402 LA FORET DR, MORGANTON, NC 28655-8094 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 402 LA FORET DR, MORGANTON, NC 28655-8094 |
| Document Number | 0027540556 |
|---|---|
| Date | Jul 12, 2024 |
| Book Page | 2754/556 |
| Instrument | 2024006150 |
| Name | MORGANTON SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Address | MORGANTON, NC 28680 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Change Frequency | 10 Years |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 402 LA FORET DR, MORGANTON, NC 28655-8094 |
| Document Number | 0024670868 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 402 LA FORET DR MORGANTON NC 286558094, MORGANTON, NC 28655-8094 |
| Document Number | 0024670868 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 002467/000868 |
| Instrument | 40799 |
| Name | MORGANTON SVGS BK SSB |
|---|---|
| Address | MORGANTON, NC 28680-1509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 402 LA FORET DR, MORGANTON, NC 28655-8094 |
| Document Number | 0024670851 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 402 LA FORET DR MORGANTON NC 286558094, MORGANTON, NC 28655-8094 |
| Document Number | 0024670851 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 002467/000851 |
| Instrument | 40795 |
| Name | MORGANTON SVGS BK SSB |
|---|---|
| Address | MORGANTON, NC 28655-3429 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 31, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 402 LA FORET DR, MORGANTON, NC 28655-8094 |
| Document Number | 0024370528 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 402 LA FORET DR MORGANTON NC 286558094, MORGANTON, NC 28655-8094 |
| Document Number | 0024370528 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 002437/000528 |
| Instrument | 34888 |
| Name | MORGANTON SVGS BK SSB |
|---|---|
| Address | MORGANTON, NC 28655-3429 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 4, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 27, 2019 |
| Property Address | 402 LA FORET DR, MORGANTON, NC 28655-8094 |
| Document Number | 0024200818 |
| Book / Page | 002420 / 000818 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 31513 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1509 MORGANTON NC 286801509, MORGANTON, NC 28680-1509 |
The 2026 property tax bill for 402 la Foret Dr was $5,321, up 7.5% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,321.00 (+7.49%) | $822,706 (-) Land $42,517 Building $780,189 | $822,706 (-) Land $42,517 Building $780,189 |
| 2025 | $4,950.00 | $822,706 Land $42,517 Building $780,189 | $822,706 Land $42,517 Building $780,189 |
| 2023 | $4,984.00 | $765,083 Land $42,517 Building $722,566 | $765,083 Land $42,517 Building $722,566 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 la Foret Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 la Foret Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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