313 la Foret Dr, Morganton, NC 28655 Property Records

Burke County property record for 313 la Foret Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,401 sqft · built 1978
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on File
Tax Bill	$2,814 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1783377403`

Property Details

APN / Parcel Number

Primary APN	`1783377403`
Alternative APN	`17693`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,401 sqft Living Area
1st Floor Area	2,292 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	572 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	313 LA FORET DR
City	MORGANTON
State	NC
Zip	28655-8260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	313 LA FORET DR MORGANTON, NC 28655
Legal Subdivision	LA FORET SEC 02
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1009
Census Tract	20202

Owner

Source: Burke County assessment roll, as of September 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	313 LA FORET DR, MORGANTON, NC 28655-8260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Intrafamily Transfer, Transfer · Commercial Mortgage ASHLEY HARRIS
Dec 22, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Jul 12, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 3, 2025
Deed Sale	Dec 3, 2025
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	202525010233
Deed Book / Page	2842 / 694
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Dec 3, 2025
Property Address	313 LA FORET DR, MORGANTON, NC 28655-8260
Document Number	0028420694
Book / Page	2842 / 694
Map Reference	MB 7 PG 83
Instrument Date	Dec 3, 2025
Instrument	2025010233
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 LA FORET DR, MORGANTON, NC 28655-8260
Investor	Possibly a Property Investor

Mortgage

Document Number	2025010306
Date	Dec 3, 2025
Instrument	2025010306

Lender

Name	ASHLEY HARRIS
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 22, 2021
Property Address	313 LA FORET DR, MORGANTON, NC 28655-8260
Document Number	0025930425
Book / Page	2593 / 425
Instrument Date	Dec 13, 2021
Instrument	2022015403
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 LA FORET DR, MORGANTON, NC 28655-8260
Investor	Possibly a Property Investor

Mortgage

Document Number	2022015404
Date	Dec 22, 2021
Instrument	2022015404

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 12, 2018
Property Address	313 LA FORET DR, MORGANTON, NC 28655-8260
Document Number	0023560532
Book / Page	2356 / 0532
Map Reference	DD1318 PG385
Instrument Date	Jul 6, 2018
Instrument	2017017882
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 LA FORET DR, MORGANTON, NC 28655-8260

Mortgage

Document Number	2017017883
Date	Jul 12, 2018
Instrument	2017017883

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,814.00 (-0.64%)	$428,773 (-) Land $39,828 Building $388,945	$428,773 (-) Land $39,828 Building $388,945
2023	$2,832.00	$428,773 Land $39,828 Building $388,945	$428,773 Land $39,828 Building $388,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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