Oconee County property record for 402 Keowee Trl, Seneca, SC 29672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,811 sqft · built 1952 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $223 (2025) |
| Deeds & Mortgages | Feb 2026 Reverse Mortgage Aug 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 225-00-06-035 |
| Primary APN | 225-00-06-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,811 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Detached |
| Garage Area | 1,843 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 29204 |
|---|---|
| Old Parcel Number | 225 00 06 035 |
| Street Address | 402 KEOWEE TRL |
| City | SENECA |
| State | SC |
| Zip | 29672-2427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACES A & B |
| Legal Subdivision | TRACT B |
| Legal Tract | B |
| Legal Block | 6 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30602 |
402 Keowee Trl is owned and occupied by an individual who acquired it in August 2019.
Source: Oconee County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 KEOWEE TRL, SENECA, SC 29672-2427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC |
| Aug 26, 2019 | Deed of Trust, Mortgage · Line of Credit EMBRACE HM LOANS |
| Aug 16, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Oct 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Oct 17, 2017 |
| Last Transfer Date | Aug 16, 2019 |
| Transfer Doc | 0024940187 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 402 KEOWEE TRL, SENECA, SC 29672-2427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | UNKNOWN, MIS |
| Name | Verified Name |
|---|---|
| Address | 402 KEOWEE TRL, SENECA, SC 29672-2427 |
| Document Number | 0000009637 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | 4780/37 |
| Instrument | 9637 |
| Name | SOUTH RIVER MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ANNAPOLIS, MD 21401 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 864 Months |
| Due | Feb 20, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 402 KEOWEE TRL, SENECA, SC 29672-2427 |
| Document Number | 0038680154 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | MIS TITLE |
| Name | Verified Name |
|---|---|
| Address | 402 KEOWEE TRL SENECA SC 296722427, SENECA, SC 29672-2427 |
| Document Number | 0038680154 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 003868/000154 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 5, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Aug 16, 2019 |
| Property Address | 402 KEOWEE TRL, SENECA, SC 29672-2427 |
| Document Number | 0024940187 |
| Book / Page | 002494 / 000187 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 KEOWEE TRL SENECA SC 296722427, SENECA, SC 29672-2427 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Oct 17, 2017 |
| Property Address | 402 KEOWEE TRL, SENECA, SC 29672-2427 |
| Document Number | 0000004841 |
| Book / Page | 002307 / 000233 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 4841 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 KEOWEE TRL SENECA SC 296722427, SENECA, SC 29672-2427 |
The 2025 property tax bill for 402 Keowee Trl was $223.
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $223.00 | $4,128 Land $330 Building $3,798 | $103,215 Land $8,260 Building $94,955 |
| 2023 | $4,128 Land $330 Building $3,798 | $103,215 Land $8,260 Building $94,955 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Keowee Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 402 Keowee Trl is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SENECA serves 39,772 people · EPA ID SC3710002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Vyve Broadband Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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