Oconee County property record for 307 Keowee Trl, Seneca, SC 29672
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,561 sqft · built 1966 |
| Lot Size | 0.919 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Oct 2018) |
| Tax Bill | $994 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2018 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 225-00-03-005 |
| Primary APN | 225-00-03-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,561 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 40,075 sqft (0.919 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 29169 |
|---|---|
| Old Parcel Number | 225 00 03 005 |
| Street Address | 307 KEOWEE TRL |
| City | SENECA |
| State | SC |
| Zip | 29672-2424 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | (0.916 AC) DUPLEX |
| Legal Subdivision | KEOWEE |
| Legal Block | 3 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30602 |
307 Keowee Trl, a duplex, is owned and occupied by two individuals who bought it in October 2018.
Source: Oconee County records, as of November 14, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 KEOWEE TRL, SENECA, SC 29672-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jun 7, 2018 | Grant Deed, Subdivision Related Transfer · Conventional with PMI FIRST CITIZENS BK |
| Feb 1, 2018 | Deed, Subdivision Related Transfer · Conventional Mortgage LENDUS LLC |
| Sep 6, 2017 | Warranty Deed, Transfer CECIL SMITH |
| Sep 6, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2018 · Amount on File |
| Deed Sale | Oct 23, 2018 · Amount on File |
| Prior Sale | Sep 6, 2017 · Amount on File |
| Deed Document Number | 09482 |
| Prior Transfer Date | Feb 1, 2018 |
| Prior Transfer Doc | 09482 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 307 KEOWEE TRL, SENECA, SC 29672-2424 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000018781 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 4153/199 |
| Instrument | 18781 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Jun 7, 2018 |
| Property Address | 307 KEOWEE TRL, SENECA, SC 29672-2424 |
| Document Number | 0023670289 |
| Book / Page | 002367 / 000289 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $721.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 311 KEOWEE TRL SENECA SC 296722424, SENECA, SC 29672-2424 |
| Document Number | 37300096 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 003730/000096 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | CLEMSON, SC 29631 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Feb 1, 2018 |
| Property Address | 307 KEOWEE TRL, SENECA, SC 29672-2424 |
| Document Number | 0000009482 |
| Map Reference | MB B604 PG8 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 09482 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $407.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 307 KNWCED TRAIL, SENECA, SC 29678 |
| Document Number | 0000001483 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 01483 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Sep 6, 2017 |
| Property Address | 307 KEOWEE TRL, SENECA, SC 29672-2424 |
| Document Number | 0000002073 |
| Book / Page | 002297 / 000060 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 2073 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 8236 SENECA SC 296780004, SENECA, SC 29678-0004 |
| Document Number | 2074 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 003645/000005 |
| Instrument | 2074 |
| Name | CECIL SMITH |
|---|---|
| Address | 191 N SOUTHERLIN RD, TRAVELERS REST, SC 29690-9198 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Sep 6, 2017 |
| Property Address | 307 KEOWEE TRL, SENECA, SC 29672-2424 |
| Document Number | 0000002071 |
| Book / Page | 002297 / 000055 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 2071 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $144.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 8236 SENECA SC 296780004, SENECA, SC 29678-0004 |
The 2025 property tax bill for 307 Keowee Trl was $994.
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $994.00 | $4,649 Land $546 Building $4,103 | $116,243 Land $13,660 Building $102,583 |
| 2023 | $4,649 Land $546 Building $4,103 | $116,243 Land $13,660 Building $102,583 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 307 Keowee Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 307 Keowee Trl is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SENECA serves 39,772 people · EPA ID SC3710002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Vyve Broadband Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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