Bedford County property record for 402 Higgins Rd, Wartrace, TN 37183
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,632 sqft · built 1997 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,266 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002071 04701 |
| Primary APN | 002071 04701 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 1,632 sqft |
| Finished Basement | 816 sqft |
| Unfinished Basement | 816 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 304,920 sqft (7 acres) |
| Patio Area | 864 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 402 HIGGINS RD |
|---|---|
| City | WARTRACE |
| State | TN |
| Zip | 37183-3108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: H03 |
| Jurisdiction | BEDFORD TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 950700 |
402 Higgins Rd is owned and occupied by two individuals who acquired it in July 2005.
Source: Bedford County records, as of December 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 HIGGINS RD, WARTRACE, TN 37183-3108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2005 |
| Deed Sale | Jul 25, 2005 |
| Deed Book / Page | 271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEDFORD TN |
| Recording Date | Nov 30, 2020 |
| Property Address | 402 HIGGINS RD, WARTRACE, TN 37183-3108 |
| Document Number | D9209 |
| Book / Page | 000361 / 000264 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 9209 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2020 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 402 HIGGINS RD WARTRACE TN 371833108, WARTRACE, TN 37183-3108 |
| Document Number | D9210 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 000984/000154 |
| Instrument | 9210 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 29, 2035 |
The 2025 property tax bill for 402 Higgins Rd was $1,266.
Source: Bedford County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Bedford County |
| Unified School District | Bedford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,266.00 | $54,450 Land $13,825 Building $40,625 | |
| 2023 | $54,450 Land $13,825 Building $40,625 | ||
| 2021 | $217,800 Land $55,300 Building $162,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Higgins Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Most Recent Claim | Jan 2002 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Higgins Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARTRACE WATER SYSTEM serves 3,576 people · EPA ID TN0000730 |
|---|---|
| Water Source | Purchased surface water from TULLAHOMA UTILITIES AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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