Beaufort County property record for 402 Fraser Dr, Beaufort, SC 29902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,344 sqft · built 1955 |
| Owner | Individual Name on Record |
| Last Sale | $122,500 (Dec 2020) |
| Tax Bill | $1,298 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R12000300004010000 |
| Primary APN | R12000300004010000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Type | Carport |
| Garage Area | 230 sqft |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 00208732 |
|---|---|
| Old Parcel Number | R12000300004010000 |
| Street Address | 402 FRASER DR |
| City | BEAUFORT |
| State | SC |
| Zip | 29902-5314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6111 |
| Legal Description | LOT 7 BLK E WEST SHORE JR#59327 5/86 |
| Legal Subdivision | NW-BOUND TO BARNWL & RIBAUT/DE |
| Legal Block | E |
| Legal Lot Number | 7 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BEAUFORT-PORT ROYAL |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 700 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 402 FRASER DR, BEAUFORT, SC 29902-5314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Dec 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on Record |
| Deed Sale | Dec 7, 2020 · Amount on Record |
| Deed Document Number | 2020072544 |
| Deed Book / Page | 3943 / 2328 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 402 FRASER DR, BEAUFORT, SC 29902-5314 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 402 FRASER DR, BEAUFORT, SC 29902-5314 |
| Document Number | 0000030229 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 4148/3067 |
| Instrument | 2022030229 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Dec 7, 2020 |
| Property Address | 402 FRASER DR, BEAUFORT, SC 29902-5314 |
| Document Number | 0000072544 |
| Book / Page | 3943 / 2328 |
| Map Reference | MB 449 PG 864 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 2020072544 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 402 FRATER DRIVE, BEAUFORT, SC 29902-5314 |
| Document Number | 0000072545 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 3943/2331 |
| Instrument | 2020072545 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Beaufort City |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,298.00 | $5,220 (-49.56%) | |
| 2024 | $1,298.00 (-51.87%) | $10,348 (-) Land $2,400 Building $7,948 | $258,700 (-) Land $60,000 Building $198,700 |
| 2023 | $2,697.00 (+21.6%) | $10,348 (+81.54%) Land $2,400 Building $7,948 | $258,700 (+81.54%) Land $60,000 Building $198,700 |
| 2022 | $2,218.00 | $5,700 Land $1,800 Building $3,900 | $142,500 Land $45,000 Building $97,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 88 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 13 (1979–2017) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Fiber | 2,000 / 250 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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