402 Esquire Dr, Richlands, NC 28574 Property Records

Onslow County property record for 402 Esquire Dr, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,220 sqft · built 2009
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Feb 2022)
Tax Bill	$2,377 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43A-210`

Property Details

APN / Parcel Number

Primary APN	`43A-210`
Alternative APNs	`482915000` `075767`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,220 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	482915000
Street Address	402 ESQUIRE DR
City	RICHLANDS
State	NC
Zip	28574-8415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L181 S3 P2 TRIFIELD ESTATES
Legal Subdivision	TRIFIELD ESTATES SECTION 3 PHASE 2
Legal Lot Number	181
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	2
Census Block	2011
Census Tract	203

Owner

402 Esquire Dr is owned and occupied by two individuals who bought it in February 2022.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 ESQUIRE DR, RICHLANDS, NC 28574-8415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 8, 2021	Intrafamily Transfer, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Dec 14, 2018	Warranty Deed, Transfer · FHA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on File
Deed Sale	Feb 23, 2022 · Amount on File
Prior Sale	Feb 8, 2021
Deed Book / Page	5691 / 164
Prior Transfer Date	Feb 2, 2021
Prior Transfer Doc	0053790022
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 23, 2022
Property Address	402 ESQUIRE DR, RICHLANDS, NC 28574-8415
Document Number	0056910164
Book / Page	5691 / 164
Map Reference	MB 58 PG 5
Instrument Date	Jan 27, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1207 402 ESQUIRE DR, 1207, OCEANSIDE, CA 92058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 ESQUIRE DR, OCEANSIDE, CA 92058

Mortgage

Document Number	0005691168
Date	Feb 23, 2022
Instrument	5691/168

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Feb 8, 2021
Property Address	402 ESQUIRE DR, RICHLANDS, NC 28574-8415
Document Number	0053790022
Book / Page	5379 / 22
Map Reference	MB 58 PG 5
Instrument Date	Feb 2, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 ESQUIRE DR, RICHLANDS, NC 28574-8415

Mortgage

Document Number	0000537925
Date	Feb 8, 2021
Instrument	5379/25

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 14, 2018
Property Address	402 ESQUIRE DR, RICHLANDS, NC 28574-8415
Document Number	0048730831
Book / Page	4873 / 831
Map Reference	MB58 PG5
Instrument Date	Dec 5, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 ESQUIRE DRIVE, ORIENTAL, NC 28571

Mortgage

Document Number	0004873835
Date	Dec 14, 2018
Instrument	4873/835

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 402 Esquire Dr was $2,377, up 2.9% from the year before.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Richlands Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,377.00 (+2.9%)	$326,119 (+46.09%) Land $57,500 Building $268,619	$326,119 (+46.09%) Land $57,500 Building $268,619
2025	$2,310.00	$223,231 Land $40,000 Building $183,231	$223,231 Land $40,000 Building $183,231
2023	$2,310.00	$223,231 Land $40,000 Building $183,231	$223,231 Land $40,000 Building $183,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Esquire Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (2018)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Esquire Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed, Verizon.

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