302 Esquire Dr, Richlands, NC 28574 Property Records

Onslow County property record for 302 Esquire Dr, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,664 sqft · built 2011
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Aug 2026)
Tax Bill	$2,786 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43A-258`

Property Details

APN / Parcel Number

Primary APN	`43A-258`
Alternative APNs	`490033619` `400048545` `150316`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,664 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490033619
Street Address	302 ESQUIRE DR
City	RICHLANDS
State	NC
Zip	28574-8443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L136 S3 P3 TRIFIELD ESTATES
Legal Subdivision	TRIFIELD ESTATES SECTION 3 PHASE 3
Legal Lot Number	136
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	2
Census Block	2012
Census Tract	203

Owner

302 Esquire Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	302 ESQUIRE DR, RICHLANDS, NC 28574-8443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Sep 3, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Apr 19, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Apr 13, 2017	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Prior Sale	Mar 4, 2022 · Amount on File
Deed Book / Page	6651 / 165
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 10, 2026
Property Address	302 ESQUIRE DR, RICHLANDS, NC 28574-8443
Document Number	6651000165
Book / Page	6651 / 165
Instrument Date	Jul 27, 2026
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 ESQUIRE DR, RICHLANDS, NC 28574-8443

Mortgage

Document Number	6651000169,
Date	Aug 10, 2026
Book Page	6651/169

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	302 ESQUIRE DR, RICHLANDS, NC 28574-8443
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052560693
Date	Sep 3, 2020
Book Page	5256/693

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	CARROLLTON, TX 75011

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	302 ESQUIRE DR, RICHLANDS, NC 28574-8443
Document Number	0049320188
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	302 ESQUIRE DR RICHLANDS NC 285748443, RICHLANDS, NC 28574-8443

Mortgage

Document Number	0049320188
Date	Apr 25, 2019
Book Page	004932/000188

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	302 ESQUIRE DR, RICHLANDS, NC 28574-8443
Document Number	0046030731
Book / Page	004603 / 000731
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Apr 21, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	302 ESQUIRE DR RICHLANDS NC 285748443, RICHLANDS, NC 28574-8443

Mortgage

Document Number	0046030731
Date	Apr 17, 2017
Book Page	004603/000731

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 16, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 302 Esquire Dr was $2,786, up 2.9% from the year before.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Richlands Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,786.00 (+2.92%)	$390,529 (+49.28%) Land $57,500 Building $333,029	$390,529 (+49.28%) Land $57,500 Building $333,029
2025	$2,707.00	$261,614 Land $40,000 Building $221,614	$261,614 Land $40,000 Building $221,614
2023	$2,707.00	$261,614 Land $40,000 Building $221,614	$261,614 Land $40,000 Building $221,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Esquire Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (2018)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Esquire Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed, Verizon.

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