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402 Elm St, Gaffney, SC 29340 Property Records

Cherokee County property record for 402 Elm St, Gaffney, SC 29340 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details978 sqft
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on File
Last Sale$59,000 (Apr 2025)
Tax Bill$896 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Oct 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN026852-23-3

Property Details

APN / Parcel Number

Primary APN026852-23-3
Alternative APNs
  • 0990700064000 61882889
  • 099-07-00-064.000
  • 026708223

Interior

Stories1 Story
Building Area978 sqft Living Area

Exterior

Exterior MaterialSiding
Lot Area7,405 sqft (0.17 acres)
PorchSlab

Location & Zoning

Street Address402 ELM ST
CityGAFFNEY
StateSC
Zip29340-3230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description402 ELM ST/ LT 1,BLK 5 0.17AC
Legal SubdivisionGAFFNEY MANUFACTURING CO
Legal Block5
Legal Lot Number1
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group1
Census Block1020
Census Tract970502

Owner

Source: Cherokee County records · APN 026852-23-3

Assessment roll updated November 20, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address607 MILLERVALE RD, GREER, SC 29650-0988
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed, Transfer · FHA Mortgage
HMA MORTGAGE
Oct 08, 2018Grant Deed, Transfer
ATTORNEY ONLY
Jan 18, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 17, 2025 · Amount on Record
Deed SaleApr 17, 2025 · Amount on Record
Prior SaleOct 08, 2018 · Amount on Record
Deed Document Number20252053
Deed Book / Page183 / 1930
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHEROKEE SC
Recording DateJul 21, 2026
Property Address402 ELM ST, GAFFNEY, SC 29340-3230
Document Number0000004033
Book / Page201 / 535
Instrument DateJul 15, 2026
Instrument20264033
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$43,329.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 ELM ST, GAFFNEY, SC 29340-3230

Mortgage

Document Number0000004034,
DateJul 21, 2026
Book Page201/538
Instrument20264034
Lender
NameHMA MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.48%
Max Rate-1%

Mortgage

Document Number0000004035,
DateJul 21, 2026
Book Page201/552
Instrument20264035
Lender
NameHMA MORTGAGE
Agreement
AmountAmount Recorded
Interest
Rate6.48%
Max Rate-1%

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHEROKEE SC
Recording DateOct 08, 2018
Property Address402 ELM ST, GAFFNEY, SC 29340-3230
Document Number0001070470
Book / Page000107 / 000470
Instrument DateOct 05, 2018
Instrument4899
Transaction TypeTransfer
Record UpdatedOct 23, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 BRITTANY RD GAFFNEY SC 293411008, GAFFNEY, SC 29341-1008

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEROKEE SC
Recording DateJan 18, 2017
Property Address402 ELM ST, GAFFNEY, SC 29340-3230
Document Number0000911607
Book / Page000091 / 001607
Instrument DateJan 01, 2017
Instrument239
Transaction TypeTransfer
Record UpdatedFeb 14, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address727 TWIN BRIDGE RD GAFFNEY SC 293413528, GAFFNEY, SC 29341-3528

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated November 20, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
MunicipalityGaffney City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$896.00 (+4.8%)$2,160 (-) Land $480 Building $1,680$36,000 (-) Land $8,000 Building $28,000
2023$855.00$2,160 Land $480 Building $1,680$36,000 Land $8,000 Building $28,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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