Cherokee County property record for 309 Elm St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,624 sqft |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Trust Name on File |
| Last Sale | $30,574 (Apr 2026) |
| Tax Bill | $1,203 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Dec 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004716-23-3 |
| Primary APN | 004716-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,624 sqft Living Area |
| Exterior Material | Fiber Cement Siding |
|---|---|
| Lot Area | 8,276 sqft (0.19 acres) |
| Porch | Slab |
| Street Address | 309 ELM ST |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 309 ELM ST LT#10 FM INVESTMAX $20,000 |
| Legal Lot Number | 10 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970502 |
309 Elm St is held in a trust since April 2026.
Source: Cherokee County records, as of May 1, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1250 CONNECTICUT AVE NW, 700, WASHINGTON, DC 20036-2657 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Warranty Deed, Transfer VISIONET SYSTEMS INC, VISIONET SYSTEMS |
| Dec 4, 2020 | Quit Claim Deed, Transfer KDK SERVICES LLC, KDK SVCS LLC |
| Nov 9, 2018 | Quit Claim Deed, Transfer KDK SERVICES LLC, KDK SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on File |
| Deed Sale | Apr 24, 2026 · Amount on File |
| Prior Sale | Dec 4, 2020 · Amount on File |
| Deed Document Number | 20262196 |
| Deed Book / Page | 197 / 1510 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Apr 24, 2026 |
| Property Address | 309 ELM ST, GAFFNEY, SC 29340-3227 |
| Document Number | 0000002196 |
| Book / Page | 197 / 1510 |
| Instrument Date | Feb 5, 2026 |
| Instrument | 2026.2196 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | VISIONET SYSTEMS INC, VISIONET SYSTEMS |
| Amount | Amount on Record |
|---|---|
| Tax | $8,028.49 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Dec 4, 2020 |
| Property Address | 309 ELM ST # 10, 10, GAFFNEY, SC 29340-3227 |
| Document Number | 0001290029 |
| Book / Page | 000129 / 000029 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 6559 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2021 |
| Title Company | KDK SERVICES LLC, KDK SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $74.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 419 THE PKWY GREER SC 296504522, GREER, SC 29650-4522 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Nov 9, 2018 |
| Property Address | 309 ELM ST # 10, 10, GAFFNEY, SC 29340-3227 |
| Document Number | 0001080014 |
| Book / Page | 000108 / 000014 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 5512 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2018 |
| Title Company | KDK SERVICES LLC, KDK SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $68.69 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 419/PARKWAY PMB/214 GAFFNEY SC 29340, GAFFNEY, SC 29340 |
The 2025 property tax bill for 309 Elm St was $1,203.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,203.00 | $2,900 Land $480 Building $2,420 | $48,300 Land $8,000 Building $40,300 |
| 2023 | $1,148.00 | $2,900 Land $480 Building $2,420 | $48,300 Land $8,000 Building $40,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 309 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 309 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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