402 Elm Crossing Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 402 Elm Crossing Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,598 sqft · built 1989
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Jun 1997)
Tax Bill	$3,485 (2025)
Deeds & Mortgages	May 2024 Line of Credit Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25R-51-0174`

Property Details

APN / Parcel Number

Primary APN	`25R-51-0174`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,560 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	102 ft deep x 33 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	72 sqft
Balcony Area	38 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 ELM CROSSING CT
City	BALLWIN
State	MO
Zip	63021-7476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	WOODLYN CROSSING PLAT TWO 9 19 88 LOT 196
Legal Subdivision	WOODLYN CROSSING PLAT TWO
Legal Lot Number	196
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2003
Census Tract	217932

Owner

402 Elm Crossing Ct is owned and occupied by an individual who acquired it in January 2022.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	402 ELM CROSSING CT, BALLWIN, MO 63021-7476
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jan 14, 2022	Beneficiary Deed, Transfer
May 2, 2018	Deed of Trust, Mortgage COMMERCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 1997 · Amount on File
Deed Sale	Jun 25, 1997 · Amount on File
Deed Document Number	1997591
Deed Book / Page	1204 / 128
Last Transfer Date	Jan 13, 2022
Transfer Doc	0253280149
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	402 ELM CROSSING CT, BALLWIN, MO 63021-7476
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 ELM CROSSING CT, BALLWIN, MO 63021-7476

Mortgage

Document Number	2024050700431
Date	May 7, 2024
Instrument	2024050700431

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 14, 2022
Property Address	402 ELM CROSSING CT, BALLWIN, MO 63021-7476
Document Number	0253280149
Book / Page	25328 / 149
Map Reference	MB 274 PG 25
Instrument Date	Jan 13, 2022
Instrument	2022011400027
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 ELM CROSSING CT, BALLWIN, MO 63021-7476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7446 STANDFORD AVE, UNIVERSITY CITY, MO 63130-2936

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	402 ELM CROSSING CT, BALLWIN, MO 63021-7476
Document Number	0230180004
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 ELM CROSSING CT BALLWIN MO 630217476, BALLWIN, MO 63021-7476

Mortgage

Document Number	0230180004
Date	May 8, 2018
Book Page	023018/000004
Instrument	877

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 7, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 402 Elm Crossing Ct was $3,485, up 1.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,690 (-) Land $27,870 Building $28,820	$298,400 (-) Land $146,700 Building $151,700
2025	$3,485.00 (+1.16%)	$56,690 Land $27,870 Building $28,820	$298,400 Land $146,700 Building $151,700
2024	$3,445.00 (+1.44%)
2023	$3,396.00 (+8.36%)	$53,090 (+18.21%) Land $17,920 Building $35,170	$279,400 Land $94,300 Building $185,100
2022	$3,134.00	$44,910 Land $19,510 Building $25,400
2021			$236,400 Land $102,700 Building $133,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Elm Crossing Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Elm Crossing Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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