401 Elm Crossing Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 401 Elm Crossing Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,290 sqft · built 1989
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$277,173 (Jun 2018)
Tax Bill	$4,384 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25R-51-0163`

Property Details

APN / Parcel Number

Primary APN	`25R-51-0163`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,290 sqft Living Area
Gross Area	2,442 sqft
1st Floor Area	1,066 sqft
Basement Area	152 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	102 ft deep x 33 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	182 sqft
Patio Area	144 sqft
Balcony Area	6 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 ELM CROSSING CT
City	BALLWIN
State	MO
Zip	63021-7477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	WOODLYN CROSSING PLAT TWO 9 19 88 LOT 195
Legal Subdivision	WOODLYN CROSSING PLAT TWO
Legal Lot Number	195
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2003
Census Tract	217932

Owner

401 Elm Crossing Ct is owned and occupied by an individual who bought it in June 2018.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	401 ELM CROSSING CT, BALLWIN, MO 63021-7477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 15, 2019	Deed of Trust, Mortgage GUILD MTG
Jun 4, 2018	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on File
Deed Sale	Jun 4, 2018 · Amount on File
Prior Sale	Jan 25, 1999 · Amount on File
Deed Document Number	2018428
Deed Book / Page	23052 / 2721
Prior Transfer Date	Jan 8, 1999
Prior Transfer Doc	0000000714
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	401 ELM CROSSING CT, BALLWIN, MO 63021-7477
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239743285
Date	Mar 20, 2020
Book Page	23974/3285
Instrument	2020032000473

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	401 ELM CROSSING CT, BALLWIN, MO 63021-7477
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 ELM CROSSING CT, BALLWIN, MO 63021-7477

Mortgage

Document Number	0242840917
Date	Aug 25, 2020
Book Page	24284/917
Instrument	2020082500011

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	401 ELM CROSSING CT, BALLWIN, MO 63021-7477
Document Number	0236661959
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 ELM CROSSING CT BALLWIN MO 630217477, BALLWIN, MO 63021-7477

Mortgage

Document Number	0236661959
Date	Aug 22, 2019
Book Page	023666/001959
Instrument	372

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 4, 2018
Property Address	401 ELM CROSSING CT, BALLWIN, MO 63021-7477
Document Number	0230522721
Book / Page	023052 / 002721
Instrument Date	May 29, 2018
Instrument	428
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	US TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 ELM CROSSING CT BALLWIN MO 630217477, BALLWIN, MO 63021-7477

Mortgage

Document Number	230522724
Date	Jun 4, 2018
Book Page	023052/002724
Instrument	429

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 401 Elm Crossing Ct was $4,384, up 10.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,440 (-) Land $27,870 Building $43,570	$376,000 (-) Land $146,700 Building $229,300
2025	$4,384.00 (+10.18%)	$71,440 Land $27,870 Building $43,570	$376,000 Land $146,700 Building $229,300
2024	$3,979.00 (+1.43%)
2023	$3,923.00 (+6.14%)	$61,390 (+15.94%) Land $17,920 Building $43,470	$323,100 Land $94,300 Building $228,800
2022	$3,696.00	$52,950 Land $19,510 Building $33,440
2021			$278,700 Land $102,700 Building $176,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Elm Crossing Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Elm Crossing Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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