402 Ellis Ave, Troy, TX 76579 Property Records

Bell County property record for 402 Ellis Ave, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,392 sqft · built 1955
Lot Size	0.296 acres (12,911 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,500 (Oct 2018)
Tax Bill	$2,565 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0375650000`

Property Details

APN / Parcel Number

Primary APN	`0375650000`
Alternative APNs	`851515` `96677`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,392 sqft Living Area
1st Floor Area	2,392 sqft
Flooring	Tile
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,911 sqft (0.296 acres)
Lot Dimensions	129 ft deep x 112 ft wide
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	116 sqft
Canopy	208 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 ELLIS AVE
City	TROY
State	TX
Zip	76579-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	ELLIS 1ST SECTION, BLOCK 001, LOT 5, PT 6, (N 12 OF 6)
Legal Subdivision	ELLIS 1ST SECTION
Legal Block	1
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2038
Census Tract	20102

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 ELLIS AVE, TROY, TX 76579-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2018	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 26, 2018	Deed of Trust, Mortgage BANK OF NY MELLON
Mar 16, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Mar 16, 2018
Deed Document Number	201845285
Prior Transfer Date	Mar 6, 2018
Prior Transfer Doc	0000010484
Record Updated	Oct 29, 2026

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 29, 2018
Property Address	402 ELLIS AVE, TROY, TX 76579-2512
Document Number	0000045285
Map Reference	CAB A SL200-B
Instrument Date	Oct 26, 2018
Instrument	2018-00045285
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 ELLIS AVE, TROY, TX 76579-2512

Mortgage

Document Number	0000045286
Date	Oct 29, 2018
Instrument	2018-00045286

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Mortgage

Document Number	0000045287
Date	Oct 29, 2018
Instrument	2018-00045287

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	402 ELLIS AVE, TROY, TX 76579-2512
Document Number	0000045287
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 ELLIS AVE TROY TX 765792512, TROY, TX 76579-2512

Mortgage

Document Number	0000045287
Date	Oct 29, 2018
Book Page	010640/000361
Instrument	45287

Lender

Name	BANK OF NY MELLON
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Amount	Amount Recorded

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Mar 16, 2018
Property Address	402 ELLIS AVE, TROY, TX 76579-2512
Document Number	0000010484
Instrument Date	Mar 6, 2018
Instrument	10484
Transaction Type	Foreclosure
Record Updated	Mar 28, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,565.00 (+9.01%)	$202,325 (-3.19%)	$205,643 (-1.6%) Land $22,000 Building $183,643
2023	$2,353.00 (-20.4%) Homeowner's exemption	$208,989 Land $15,000 Building $193,989	$208,989 Land $15,000 Building $193,989
2022	$2,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 4,367 people · EPA ID TX0140037
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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