306 Ellis Ave, Troy, TX 76579 Property Records

Bell County property record for 306 Ellis Ave, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,698 sqft · built 1978
Lot Size	0.222 acres (9,675 sqft)
Owner	Individual Name on Record
Tax Bill	$729 (2023)
Deeds & Mortgages	Aug 2023 Transfer Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0375620000`

Property Details

APN / Parcel Number

Primary APN	`0375620000`
Alternative APNs	`606061` `51935`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,698 sqft Living Area
1st Floor Area	1,698 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1978
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,675 sqft (0.222 acres)
Lot Dimensions	129 ft deep x 75 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	132 sqft
Canopy	1,066 sqft
Storage Building	42 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	606061
Street Address	306 ELLIS AVE
City	TROY
State	TX
Zip	76579-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	ELLIS 1ST SECTION, BLOCK 001, LOT 0002
Legal Subdivision	ELLIS 1ST SECTION
Legal Block	1
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2038
Census Tract	20102

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4341 FM 1237, TEMPLE, TX 76504-4812
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Transfer on Death Deed, Transfer
Aug 5, 2022	Warranty Deed, Construction Loan · Line of Credit PREMIUM SECURITY INC
Sep 20, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Sep 20, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
May 4, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2022
Deed Sale	Aug 5, 2022
Prior Sale	Apr 28, 2015
Deed Document Number	0000049766
Last Transfer Date	Aug 29, 2023
Transfer Doc	0000038916
Record Updated	Jun 7, 2026

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BELL TX
Recording Date	Aug 29, 2023
Property Address	306 ELLIS AVE, TROY, TX 76579-2510
Document Number	0000038916
Map Reference	CAB A SL 200-B
Instrument Date	Aug 29, 2023
Instrument	2023038916
Transaction Type	Transfer
Record Updated	Sep 13, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 ELLIS AVE, TROY, TX 76579-2510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4341 FM 1237, TEMPLE, TX 76504-4812

August 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 5, 2022
Property Address	306 ELLIS AVE, TROY, TX 76579-2510
Document Number	0000049766
Map Reference	DOC 2021063879
Instrument Date	Aug 5, 2022
Instrument	2022049766
Transaction Type	Construction Loan
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 162, TEMPLE, TX 76503-0162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 162, TEMPLE, TX 76503-0162

Mortgage

Document Number	0000049767
Date	Aug 5, 2022
Instrument	2022049767

Lender

Name	PREMIUM SECURITY INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	306 ELLIS AVE, TROY, TX 76579-2510
Document Number	0000040536
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	306 ELLIS AVE TROY TX 765792510, TROY, TX 76579-2510

Mortgage

Document Number	0000040536
Date	Sep 25, 2018
Book Page	010606/000261
Instrument	40536

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.43%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	306 ELLIS AVE, TROY, TX 76579-2510
Document Number	0000040535
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	306 ELLIS AVE TROY TX 765792510, TROY, TX 76579-2510

Mortgage

Document Number	0000040535
Date	Sep 25, 2018
Book Page	010606/000245
Instrument	40535

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.43%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	306 ELLIS AVE, TROY, TX 76579-2510
Document Number	0000018591
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	Jun 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	306 ELLIS AVE TROY TX 765792510, TROY, TX 76579-2510

Mortgage

Document Number	0000018591
Date	May 9, 2017
Instrument	18591

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 8, 2032

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$729.00 (-44.05%) Homeowner's exemption Senior Citizen's exemption	$217,532 Land $15,000 Building $202,532	$217,532 Land $15,000 Building $202,532
2022	$1,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 4,367 people · EPA ID TX0140037
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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