Lewis County property record for 402 E Plum St, Centralia, WA 98531
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 922 sqft · built 1920 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $124,000 (Mar 2017) |
| Tax Bill | $1,232 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2021 Mortgage + 2 more |
| APN | 003078-000-000 |
| Primary APN | 003078-000-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 922 sqft Living Area |
| 1st Floor Area | 922 sqft |
| Flooring | Carpet |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 74 ft deep x 55 ft wide |
| Terrain | Low |
| Porch | Covered Porch |
| Porch Area | 20 sqft |
| Deck Area | 56 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2201793 |
|---|---|
| Street Address | 402 E PLUM ST |
| City | CENTRALIA |
| State | WA |
| Zip | 98531-4164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | SECTION 08 TOWNSHIP 14N RANGE 02W W2 LOT 1 BLK 5 EAST SIDE ADD |
| Legal Range | 02W |
| Legal Township | 14N |
| Legal Section | 08 |
| Legal Subdivision | EAST SIDE ADD |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | LEWIS WA |
| Township / Civil Division | CENTRALIA-CHEHALIS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970700 |
Source: Lewis County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 E PLUM ST, CENTRALIA, WA 98531-4164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP |
| Mar 21, 2017 | Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2017 · Amount on Record |
| Deed Sale | Mar 21, 2017 · Amount on Record |
| Prior Sale | Jul 29, 2016 · Amount on Record |
| Deed Document Number | 20173462595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS WA |
| Property Address | 402 E PLUM ST, CENTRALIA, WA 98531-4164 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003544209 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 3544209 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS WA |
| Property Address | 402 E PLUM ST, CENTRALIA, WA 98531-4164 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Title Company | LEWIS COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003567808 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 3567808 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS WA |
| Property Address | 402 E PLUM ST, CENTRALIA, WA 98531-4164 |
| Document Number | 0003501634 |
| Instrument Date | Apr 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 402 E PLUM ST CENTRALIA WA 985314164, CENTRALIA, WA 98531-4164 |
| Document Number | 0003501634 |
|---|---|
| Date | May 3, 2019 |
| Instrument | 3501634 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEWIS WA |
| Recording Date | Mar 21, 2017 |
| Property Address | 402 E PLUM ST, CENTRALIA, WA 98531-4164 |
| Document Number | 0003462595 |
| Map Reference | VOL1 PG90 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 3462595 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | LEWIS COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,212.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 671, ROCHESTER, WA 98579-0671 |
| Document Number | 0003462596 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 3462596 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Number | 0003462597 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 3462597 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Lewis County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Lewis County |
| Municipality | Centralia City |
| Unified School District | Centralia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $187,200 (-) Land $25,000 Building $162,200 | $187,200 (-) Land $25,000 Building $162,200 | |
| 2024 | $1,232.00 (-23%) | $187,200 (-4.1%) Land $25,000 Building $162,200 | $187,200 (-4.1%) Land $25,000 Building $162,200 |
| 2023 | $1,600.00 | ||
| 2022 | $195,200 Land $25,000 Building $170,200 | $195,200 Land $25,000 Building $170,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 95 (1986–2022) |
| Claims Outside the SFHA | 9 of 95 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Hawk Networks Fixed Wireless | 200 / 70 |
| T-Mobile Fixed Wireless | 100 / 20 |
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