316 E Plum St, Centralia, WA 98531 Property Records

Lewis County property record for 316 E Plum St, Centralia, WA 98531

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,550 sqft · built 1935
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$377,000 (Sep 2022)
Tax Bill$3,069 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Mar 2021 Sale & Mortgage
APN000978-000-000

Property Details

APN / Parcel Number

Primary APN000978-000-000
Alternative APNs
  • 2226273
  • 10897

Interior

Full Baths1 Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,550 sqft Living Area
Gross Area2,222 sqft
1st Floor Area1,550 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions88 ft deep x 67 ft wide
TerrainLow
Garage TypeAttached
Garage Area672 sqft
Parking Spaces5 Parking Spaces
PorchCovered Porch
Porch Area470 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number2226273
Street Address316 E PLUM ST
CityCENTRALIA
StateWA
Zip98531-4162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionSECTION 08 TOWNSHIP 14N RANGE 02W E 34.5 LOT 9 & W 32.5 LOT 10 BLK 1 KELSEYS ADD
Legal Range02W
Legal Township14N
Legal Section08
Legal SubdivisionKELSEYS ADD
Legal Block1
Legal Lot Number9,10
JurisdictionLEWIS WA
Township / Civil DivisionCENTRALIA-CHEHALIS
Census Block Group1
Census Block1014
Census Tract970700

Owner

316 E Plum St is owned and occupied by two individuals who bought it in September 2022.

Source: Lewis County records, as of June 8, 2026

Owner of Record2 Individual Names on File
Mailing Address316 E PLUM ST, CENTRALIA, WA 98531-4162
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Warranty Deed, Transfer · VA Mortgage
WINTRUST MORTGAGE
Mar 31, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2022 · Amount on File
Deed SaleSep 15, 2022 · Amount on File
Prior SaleMar 31, 2021 · Amount on File
Deed Document Number20223583436
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEWIS WA
Recording DateSep 15, 2022
Property Address316 E PLUM ST, CENTRALIA, WA 98531-4162
Document Number0003583436
Map ReferenceVOL 2 PG 13
Instrument DateSep 13, 2022
Instrument3583436
Transaction TypeTransfer
Record UpdatedOct 31, 2023
Title CompanyLEWIS COUNTY TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,037.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 E PLUM ST, CENTRALIA, WA 98531-4162
InvestorPossibly a Property Investor

Mortgage

Document Number0003583437
DateSep 15, 2022
Instrument3583437
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEWIS WA
Recording DateMar 31, 2021
Property Address316 E PLUM ST, CENTRALIA, WA 98531-4162
Document Number0003547454
Map ReferenceVOL 2 PG 13
Instrument DateMar 24, 2021
Instrument3547454
Transaction TypeTransfer
Record UpdatedOct 31, 2023
Title CompanyLEWIS COUNTY TITLE

Transaction

AmountAmount on Record
Tax$205.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 E PLUM ST, CENTRALIA, WA 98531-4162

Mortgage

Document Number0003547455
DateMar 31, 2021
Instrument3547455
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 316 E Plum St was $3,069, up 38% from the year before.

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyLewis County
MunicipalityCentralia City
Unified School DistrictCentralia School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,069.00 (+37.99%)$338,800 (-) Land $50,000 Building $288,800$338,800 (-) Land $50,000 Building $288,800
2024$2,224.00 (-23.28%)$338,800 Land $50,000 Building $288,800$338,800 Land $50,000 Building $288,800
2023$2,899.00
2022$353,600 Land $50,000 Building $303,600$353,600 Land $50,000 Building $303,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 316 E Plum St; there have been 95 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims95 (1986–2022)
Claims Outside the SFHA9 of 95
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 39 claims
  • High Winds, Severe Storms And Flooding, Feb 1996 · 20 claims
  • Severe Storms & Flooding, Nov 1990 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 E Plum St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRALIA PUBLIC WORKS - WATER
serves 28,164 people · EPA ID WA5312200
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Hawk Networks
Fixed Wireless
200 / 70
T-Mobile
Fixed Wireless
100 / 20

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