402 E Lake Rd, Cossayuna, NY 12823 Property Records

Washington County and Argyle Town property record for 402 E Lake Rd, Cossayuna, NY 12823

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,372 sqft · built 1986
Lot Size5.2 acres (226,512 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Jun 2021)
Tax Bill$5,753 (2026)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN532089 191.-1-9.3

Property Details

APN / Parcel Number

Primary APN532089 191.-1-9.3
Alternative APNs
  • 208919100000010090030000
  • 815J101743

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,372 sqft Living Area
1st Floor Area784 sqft
Basement Area588 sqft
Finished Basement588 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2000
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area226,512 sqft (5.2 acres)
PorchSlab
Porch Area496 sqft
Canopy336 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number815J101743
Street Address402 E LAKE RD
CityCOSSAYUNA
StateNY
Zip12823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNONE
Legal DescriptionLAND WELL SEPTIC RES LOT 26
Legal Block1
Legal Lot Number9.003
JurisdictionWASHINGTON NY
Township / Civil DivisionARGYLE
Census Block Group1
Census Block1057
Census Tract87000

Owner

Source: Washington County and Argyle Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address134 N PUTT CORNERS RD, NEW PALTZ, NY 12561-3421
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2021 · Amount on Record
Deed SaleJun 1, 2021 · Amount on Record
Deed Document Number20213227
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON NY
Recording DateJun 1, 2021
Property Address402 E LAKE RD, COSSAYUNA, NY 12823
Document Number227
Instrument DateMay 28, 2021
Instrument2021-3227
Transaction TypeTransfer
Record UpdatedAug 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address134 N PUTT CORNERS RD, NEW PALTZ, NY 12561-3421

Mortgage

Document Number228
DateJun 1, 2021
Instrument2021-3228
Lender
NameKATHLEEN A KRAUS
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Washington County and Argyle Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionArgyle Town
Unified School DistrictArgyle Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,753.00 (+22.17%)
2025$4,709.00 (-1.01%)$192,600 (-) Land $32,800 Building $159,800$263,836 (+17.81%) Land $44,932 Building $218,904
2023$192,600 (-) Land $32,800 Building $159,800$223,953 (+16.28%) Land $38,139 Building $185,814
2022$192,600 Land $32,800 Building $159,800$192,600 Land $32,800 Building $159,800
2021$4,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Hudson Valley Wireless, Verizon.

Cell Coverage

No cell data coverage reported

Nearby Properties on E Lake Rd

Nearby Streets

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