346 E Lake Rd, Cossayuna, NY 12823 Property Records

Washington County and Greenwich Town property record for 346 E Lake Rd, Cossayuna, NY 12823

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 2 ba · 1,561 sqft · built 1940
Lot Size	5.6 acres (243,936 sqft)
Owner	Individual Name on Record
Last Sale	$105,900 (Sep 1999)
Tax Bill	$9,198 (2026)
Deeds & Mortgages	Jun 2020 Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`533489 191.17-1-6`

Property Details

APN / Parcel Number

Primary APN	`533489 191.17-1-6`
Alternative APNs	`348919101700010060000000` `885J101659`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,561 sqft Total Area
1st Floor Area	1,561 sqft
Upper Floors Area	256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	243,936 sqft (5.6 acres)
Lot Dimensions	178 ft deep x 108 ft wide
View / Lot	Waterfront / Beach

Exterior Amenities

Porch	Slab
Porch Area	1,285 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	885J101659
Street Address	346 E LAKE RD
City	COSSAYUNA
State	NY
Zip	12823
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R
Legal Description	2 LOTS & H 450/844 479/228
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	WASHINGTON NY
Township / Civil Division	GREENWICH
Census Block Group	1
Census Block	1001
Census Tract	89000

Owner

Source: Washington County and Greenwich Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 66, COSSAYUNA, NY 12823-0066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage TD BK NA
May 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 1999 · Amount on Record
Deed Sale	Sep 27, 1999 · Amount on Record
Deed Book / Page	836 / 317
Last Transfer Date	May 8, 2020
Transfer Doc	0000000272
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	346 E LAKE RD, COSSAYUNA, NY 12823
Document Number	0000003059
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 E LAKE RD COSSAYUNA NY 12823, COSSAYUNA, NY 12823

Mortgage

Document Number	0000003059
Date	Jul 10, 2020
Instrument	3059

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 9, 2035

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON NY
Recording Date	May 28, 2020
Property Address	346 E LAKE RD, COSSAYUNA, NY 12823
Document Number	0000002272
Instrument Date	May 8, 2020
Instrument	2272
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 E LAKE RD COSSAYUNA NY 12823, COSSAYUNA, NY 12823

Tax Assessment & Valuation

Source: Washington County and Greenwich Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Greenwich Town
Unified School District	Greenwich Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,198.00 (+2.73%) Homeowner's exemption
2025	$8,954.00 (+17.37%) Homeowner's exemption	$437,600 (+6.01%) Land $66,100 Building $371,500	$437,600 (+6.01%) Land $66,100 Building $371,500
2024		$412,800 (+14%) Land $66,100 Building $346,700	$412,800 (+14%) Land $66,100 Building $346,700
2023		$362,100 (+9.99%) Land $66,100 Building $296,000	$362,100 (+9.99%) Land $66,100 Building $296,000
2022		$329,200 Land $65,800 Building $263,400	$329,200 Land $65,800 Building $263,400
2021	$7,629.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Feb 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Hudson Valley Wireless, SLICFiber.

Cell Coverage

No cell data coverage reported

Nearby Properties on E Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures