402 E Iowa Ave, Bonifay, FL 32425 Property Records

Holmes County property record for 402 E Iowa Ave, Bonifay, FL 32425

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,746 sqft · built 1960
Lot Size	0.321 acres (13,982 sqft)
Owner	2 Individual Names on File
Last Sale	$129,900 (Oct 2020)
Tax Bill	$2,366 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0531.04-001-009-001.000`

Property Details

APN / Parcel Number

Primary APN	`0531.04-001-009-001.000`
Alternative APN	`0531.4000100090001.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,746 sqft Living Area
Gross Area	2,742 sqft
1st Floor Area	1,746 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,982 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	160 sqft
Carport	Carport
Carport Area	160 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	402 E IOWA AVE
City	BONIFAY
State	FL
Zip	32425-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 AND 2 BLK 9 OR-604/358 WD-OR610/756
Legal Range	14W
Legal Township	05S
Legal Section	31
Legal Subdivision	4-00
Legal Block	9
Legal Lot Number	9
Jurisdiction	HOLMES FL
Township / Civil Division	BONIFAY
Census Block Group	3
Census Block	3056
Census Tract	960402

Owner

402 E Iowa Ave is owned and occupied by two individuals who bought it in October 2020.

Source: Holmes County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 E IOWA AVE, BONIFAY, FL 32425-2212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Deed Document Number	20203869
Deed Book / Page	610 / 756
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLMES FL
Recording Date	Oct 8, 2020
Property Address	402 E IOWA AVE, BONIFAY, FL 32425-2212
Document Number	0006100756
Book / Page	610 / 756
Instrument Date	Oct 5, 2020
Instrument	202030003869
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$909.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 SEAFARERS DR, 13, ORMOND BEACH, FL 32176-2218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E IOWA AVE, BONIFAY, FL 32425-2212

Mortgage

Document Number	0000610760
Date	Oct 8, 2020
Instrument	610/760

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES FL
Property Address	402 E IOWA AVE, BONIFAY, FL 32425-2212
Document Number	0005860276
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E LOWA AVE BONIFAY FL 32425, BONIFAY, FL 32425

Mortgage

Document Number	0005860276
Date	Apr 3, 2019
Book Page	000586/000276
Instrument	30001383

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 402 E Iowa Ave was $2,366, up 17.9% from the year before.

Source: Holmes County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Holmes County
Municipality	Bonifay City
Unified School District	Holmes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,366.00 (+17.89%)	$141,316 (+23.26%) Land $6,125 Building $135,191	$141,316 (+23.26%) Land $6,125 Building $135,191
2024	$2,007.00 (+4.97%)	$114,645 (+6.31%) Land $4,900 Building $109,745	$114,645 (+6.31%) Land $4,900 Building $109,745
2023	$1,912.00 (+25.05%)	$107,843 (+5.76%) Land $3,920 Building $103,923	$107,843 (+5.76%) Land $3,920 Building $103,923
2022	$1,529.00	$101,966 Land $3,920 Building $98,046	$101,966 Land $3,920 Building $98,046

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 E Iowa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 E Iowa Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONIFAY, CITY OF W/S serves 2,759 people · EPA ID FL1300083
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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