401 E Iowa Ave, Bonifay, FL 32425 Property Records

Holmes County property record for 401 E Iowa Ave, Bonifay, FL 32425

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,653 sqft · built 1984
Lot Size	0.481 acres (20,995 sqft)
Owner	2 Individual Names on File
Last Sale	$129,900 (Jun 2015)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0531.01-001-002-004.000`

Property Details

APN / Parcel Number

Primary APN	`0531.01-001-002-004.000`
Alternative APN	`0531.1000100020004.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,653 sqft Living Area
Gross Area	2,725 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,995 sqft (0.481 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft
Pool Area	465 sqft
Fence	Fence
Utility Building	1,080 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0531.1000100020004.000
Street Address	401 E IOWA AVE
City	BONIFAY
State	FL
Zip	32425-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10,11,12 BLK 2 DES IN OR- 129/647 DES OR-162/647 WD-OR328/511 WD-OR532/103
Legal Range	14W
Legal Township	05N
Legal Section	31
Legal Subdivision	BONIFAY
Legal Block	2
Legal Lot Number	10-12 11
Jurisdiction	HOLMES FL
Township / Civil Division	BONIFAY
Census Block Group	3
Census Block	3044
Census Tract	960402

Owner

401 E Iowa Ave is owned and occupied by two individuals who bought it in June 2015.

Source: Holmes County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	401 E IOWA AVE, BONIFAY, FL 32425-2211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 14, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 21, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2015 · Amount on File
Deed Sale	Jun 5, 2015 · Amount on File
Prior Sale	Sep 26, 2002 · Amount on File
Deed Document Number	0000532103
Deed Book / Page	0532 / 0103
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES FL
Property Address	401 E IOWA AVE, BONIFAY, FL 32425-2211
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E LOWA AVE, BONIFAY, FL 32425

Mortgage

Document Number	0006630201
Date	Jul 11, 2023
Book Page	663/201
Instrument	202330003072

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jul 1, 2052

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES FL
Property Address	401 E IOWA AVE, BONIFAY, FL 32425-2211
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E IOWA AVE, BONIFAY, FL 32425-2211

Mortgage

Document Number	0006550336
Date	Feb 14, 2023
Book Page	655/336
Instrument	202330000669

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jul 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES FL
Property Address	401 E IOWA AVE, BONIFAY, FL 32425-2211
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E IOWA AVE, BONIFAY, FL 32425-2211

Mortgage

Document Number	0006440426
Date	Jun 21, 2022
Book Page	644/426
Instrument	202230003043

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Holmes County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Holmes County
Municipality	Bonifay City
Unified School District	Holmes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$122,516	$153,983 Land $11,481 Building $142,502
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$115,595	$120,425 Land $7,350 Building $113,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 E Iowa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 E Iowa Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONIFAY, CITY OF W/S serves 2,759 people · EPA ID FL1300083
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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