402 E Gulley Ave, Oakland, FL 34760 Property Records

Orange County property record for 402 E Gulley Ave, Oakland, FL 34760

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,128 sqft · built 2024
Lot Size	0.246 acres (10,695 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jun 2022)
Tax Bill	$12,267 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-22-27-6116-00-110`

Property Details

APN / Parcel Number

Primary APN	`21-22-27-6116-00-110`
Alternative APNs	`272221611600110` `117528` `118298` `119677`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,128 sqft Living Area
Gross Area	4,492 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block
Lot Area	10,695 sqft (0.246 acres)

Location & Zoning

Street Address	402 E GULLEY AVE
City	OAKLAND
State	FL
Zip	34760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	OAKLAND HEIGHTS U/30 LOT 11
Legal Range	27E
Legal Township	22S
Legal Section	21
Legal Subdivision	OAKLAND HGTS
Legal Tract	6116
Legal Lot Number	11
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1059
Census Tract	17200

Owner

Source: Orange County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	402 E GULLEY AVE, OAKLAND, FL 34760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage CONSTRUCTION LOAN SERVICES LLC
Dec 15, 2025	Quit Claim Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Jul 2, 2024	Correction Deed ROSCOMMON COUNTY TITLE INSURANCE AGENCY, ROSEMONT TITLE INS AGCY LLC
Jul 2, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 15, 2021	Warranty Deed, Transfer HOMETOWN TITLE GROUP INC
Apr 15, 2021	Warranty Deed, Transfer HOMETOWN TITLE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Apr 15, 2021 · Amount on File
Deed Document Number	2022394659
Last Transfer Date	Jun 28, 2024
Transfer Doc	0000385341
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	402 E GULLEY AVE, OAKLAND, FL 34760-8993
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8353 LAKE SERENE DR, ORLANDO, FL 32836-5025
Investor	Possibly a Property Investor

Mortgage

Document Number	0000266796
Date	May 10, 2023
Instrument	20230266796

Lender

Name	CONSTRUCTION LOAN SERVICES LLC
Type	Mortgage Company
Address	PUYALLUP, WA 98374

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 15, 2025
Property Address	402 E GULLEY AVE, OAKLAND, FL 34760-8993
Document Number	0000716460
Map Reference	MB U PG 30
Instrument Date	Dec 8, 2025
Instrument	20250716460
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	KENSINGTON VANGUARD NATL LAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 E GULLEY AVE, OAKLAND, FL 34760-8993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E GULLEY AVE, OAKLAND, FL 34760-8993

Mortgage

Document Number	0000716461
Date	Dec 15, 2025
Instrument	20250716461

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 2, 2024
Property Address	402 E GULLEY AVE, OAKLAND, FL 34760-8993
Document Number	0000385341
Map Reference	MB U PG 30
Instrument Date	Jun 28, 2024
Instrument	20240385341
Record Updated	Dec 9, 2025
Title Company	ROSCOMMON COUNTY TITLE INSURANCE AGENCY, ROSEMONT TITLE INS AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8353 LAKE SERENE DR, ORLANDO, FL 32836-5025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1711 35TH ST, ORLANDO, FL 32839-8860
Investor	Possibly a Property Investor

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 2, 2024
Property Address	402 E GULLEY AVE, OAKLAND, FL 34760-8993
Document Number	0000385343
Map Reference	MB U PG 30
Instrument Date	Jun 28, 2024
Instrument	20240385343
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ROSCOMMON COUNTY TITLE INSURANCE AGENCY, ROSEMONT TITLE INS AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1711 35TH ST, ORLANDO, FL 32839-8860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8353 LAKE SERCNE DRIVE, ORLANDO, FL 32836-5025
Investor	Possibly a Property Investor

Mortgage

Document Number	0000385344
Date	Jul 2, 2024
Instrument	20240385344

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 15, 2021
Property Address	402 E GULLEY AVE, OAKLAND, FL 34760-8993
Document Number	20210226239
Map Reference	MB U PG 30
Instrument Date	Apr 9, 2021
Instrument	20210226239
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	HOMETOWN TITLE GROUP INC

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 167, OAKLAND, FL 34760-0167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E GULLEY AVE, OAKLAND, FL 34760-8993

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 15, 2021
Property Address	402 E GULLEY AVE, OAKLAND, FL 34760-8993
Document Number	0000226239
Map Reference	MB U PG 30
Instrument Date	Apr 9, 2021
Instrument	20210226239
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	HOMETOWN TITLE GROUP INC

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 167, OAKLAND, FL 34760-0167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E GULLEY AVE, OAKLAND, FL 34760-8993
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Oakland Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,500 (-0.57%) Land $128,340 Building $544,160	$672,500 (-0.57%) Land $128,340 Building $544,160
2025	$12,267.00 (+426.71%)	$676,340 (+426.99%) Land $128,340 Building $548,000	$676,340 (+426.99%) Land $128,340 Building $548,000
2024	$2,329.00 (+2.51%)	$128,340 (-) Land $128,340	$128,340 (-) Land $128,340
2023	$2,272.00 (+19.58%)	$128,340 (+2%) Land $128,340	$128,340 (+2%) Land $128,340
2022	$1,900.00	$106,950 Land $106,950	$106,950 Land $106,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 6,202 people · EPA ID FL3480913
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Metronet.

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