321 E Gulley Ave, Oakland, FL 34760 Property Records

Orange County property record for 321 E Gulley Ave, Oakland, FL 34760

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,467 sqft · built 1958
Lot Size0.552 acres (24,032 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Feb 2026)
Tax Bill$5,750 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN21-22-27-6116-00-040

Property Details

APN / Parcel Number

Primary APN21-22-27-6116-00-040
Alternative APNs
  • 272221611600040
  • 117520
  • 118291
  • 119670

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms1 Room
Stories1 Story
Building Area1,467 sqft Living Area
Gross Area1,980 sqft
1st Floor Area1,355 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1990
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,032 sqft (0.552 acres)
Garage TypeCarport
Garage Area420 sqft
CarportCarport
Carport Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area205 sqft
Storage Building420 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address321 E GULLEY AVE
CityOAKLAND
StateFL
Zip34760-8999
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionOAKLAND HEIGHTS U/30 LOT 4
Legal Range27E
Legal Township22S
Legal Section21
Legal SubdivisionOAKLAND HGTS
Legal Tract6116
Legal Lot Number4
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group1
Census Block1058
Census Tract17200

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1321 APOPKA AIRPORT RD, APOPKA, FL 32712-5953
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage
RENASANT BANK
Mar 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
E&N FIN'L SVCS & DEV INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2026 · Amount on File
Deed SaleFeb 23, 2026 · Amount on File
Prior SaleJun 4, 2025 · Amount on File
Deed Document Number2026105200
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address321 E GULLEY AVE, OAKLAND, FL 34760-8999
Transaction TypeMortgage
Record UpdatedMar 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address17603 DEER ISLE CIR, WINTER GARDEN, FL 34787-9420

Mortgage

Document Number0000105202
DateFeb 23, 2026
Instrument20260105202
Lender
NameRENASANT BANK
TypeBank
AddressTAMPA, FL 33607
Agreement
AmountAmount on Record
Term24 Months
DueFeb 19, 2028
Interest
Rate TypeAdjustable Rate

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address321 E GULLEY AVE, OAKLAND, FL 34760-8999
Document Number0000143429
Instrument DateMar 7, 2018
Transaction TypeMortgage
Record UpdatedMar 21, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9514 ROYAL ESTATES BLVD ORLANDO FL 328368896, ORLANDO, FL 32836-8896

Mortgage

Document Number0000143429
DateMar 12, 2018
Instrument143429
Lender
NameE&N FIN'L SVCS & DEV INC
TypeFunding / Finance Company
AddressAUSTIN, TX 78758
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 11, 2048
Interest
Rate TypeAdjustable Rate
Rate6.37%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOakland Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$144,792 (-50.3%) Land $144,792$144,792 (-60.18%) Land $144,792
2025$5,750.00 (+6.36%)$291,327 (-13.79%)$363,637 (+7.6%) Land $230,707 Building $132,930
2024$5,406.00 (+10.62%)
2023$4,887.00 (+13.55%)$337,944 (+19.38%) Land $230,707 Building $107,237$337,944 (+19.38%) Land $230,707 Building $107,237
2022$4,304.00$283,090 Land $192,256 Building $90,834$283,090 Land $192,256 Building $90,834

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAKLAND
serves 6,202 people · EPA ID FL3480913
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, Metronet.

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