402 E Cross St, Wilmington, IL 60481 Property Records

Will County property record for 402 E Cross St, Wilmington, IL 60481

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,114 sqft)
Owner	2 Individual Names on File
Last Sale	$158,900 (Aug 2017)
Tax Bill	$4,569 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-17-24-306-010`

Property Details

APN / Parcel Number

Primary APN	`03-17-24-306-010`
Alternative APN	`17243060100000`

Exterior

Lot Area	9,114 sqft (0.21 acres)

Location & Zoning

Street Address	402 E CROSS ST
City	WILMINGTON
State	IL
Zip	60481-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 75 IN ROPPS SUB UNIT 1, A SUB OF PRT OF THE THE E1/2 SW1/4 SEC 24 T33N-R9E.
Legal Range	09E
Legal Township	33N
Legal Section	24
Legal Subdivision	ROPPS SUB
Legal Lot Number	75
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2040
Census Tract	883402

Owner

402 E Cross St is owned and occupied by two individuals who bought it in August 2017.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 E CROSS ST, WILMINGTON, IL 60481-1015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2017 · Amount on File
Deed Sale	Aug 29, 2017 · Amount on File
Prior Sale	Jul 30, 2014 · Amount on File
Deed Document Number	201767898
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 29, 2017
Property Address	402 E CROSS ST, WILMINGTON, IL 60481-1015
Document Number	0000067898
Instrument Date	Aug 24, 2017
Instrument	67898
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	355 N 1ST AVE COAL CITY IL 604161201, COAL CITY, IL 60416-1201

Mortgage

Document Number	67899
Date	Aug 29, 2017
Instrument	67899

Lender

Name	MORTGAGE SVCS
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 402 E Cross St was $4,569.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wilmington Township
Municipality	Wilmington City
Unified School District	Wilmington Community Unit School District 209U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,569.00	$72,271 (+3.8%) Land $15,461 Building $56,810	$216,813 (+3.8%) Land $46,383 Building $170,430
2024		$69,625 Land $14,895 Building $54,730	$208,875 Land $44,685 Building $164,190
2022	$4,151.00 Homeowner's exemption	$59,734 Land $12,779 Building $46,955	$179,202 Land $38,337 Building $140,865

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 E Cross St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1990)
Most Recent Claim	Dec 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 E Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON serves 5,700 people · EPA ID IL1971100
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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