Will County property record for 400 E Cross St, Wilmington, IL 60481
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.21 acres (8,978 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Mar 2025) |
| Tax Bill | $3,989 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-17-24-306-009 |
| Primary APN | 03-17-24-306-009 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,978 sqft (0.21 acres) |
|---|
| Street Address | 400 E CROSS ST |
|---|---|
| City | WILMINGTON |
| State | IL |
| Zip | 60481-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 76 IN ROPPS SUB UNIT 1, A SUB OF PRT OF THE THE E1/2 SW1/4 SEC 24, T33N-R9E. |
| Legal Range | 09E |
| Legal Township | 33N |
| Legal Section | 24 |
| Legal Subdivision | ROPPS SUB |
| Legal Lot Number | 76 |
| Legal Unit | 1 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 883402 |
400 E Cross St is owned and occupied by an individual who bought it in March 2025.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 E CROSS ST, WILMINGTON, IL 60481-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2025 · Amount on File |
| Deed Sale | Mar 7, 2025 · Amount on File |
| Deed Document Number | 202511585 |
| Prior Transfer Date | Feb 27, 2025 |
| Prior Transfer Doc | 0000011585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | May 5, 2026 |
| Property Address | 400 E CROSS ST, WILMINGTON, IL 60481-1015 |
| Document Number | 0000026675 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202626675 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 400 E CROSS ST, WILMINGTON, IL 60481-1015 |
| Document Number | 0000026675, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 202626675 |
| Name | GRUNDY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 5, 2031 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 400 E Cross St was $3,989.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wilmington Township |
| Municipality | Wilmington City |
| Unified School District | Wilmington Community Unit School District 209U (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,989.00 | $56,119 (+3.8%) Land $15,461 Building $40,658 | $168,357 (+3.8%) Land $46,383 Building $121,974 |
| 2024 | $54,065 Land $14,895 Building $39,170 | $162,195 Land $44,685 Building $117,510 | |
| 2022 | $992.00 Homeowner's exemption Senior Citizen's exemption | $46,384 Land $12,779 Building $33,605 | $139,152 Land $38,337 Building $100,815 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 400 E Cross St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1984–1990) |
| Most Recent Claim | Dec 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 E Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMINGTON serves 5,700 people · EPA ID IL1971100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures