402 E Chippewa Ave, South Bend, IN 46614 Property Records

St. Joseph County property record for 402 E Chippewa Ave, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1950
Lot Size	0.178 acres (7,738 sqft)
Owner	2 Individual Names on File
Last Sale	$117,040 (Oct 2023)
Tax Bill	$2,835 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-08-25-130-029.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-25-130-029.000-026`
Alternative APN	`01871876560`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,738 sqft (0.178 acres)
Lot Dimensions	106 ft deep x 73 ft wide
Garage Type	Detached
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 E CHIPPEWA AVE
City	SOUTH BEND
State	IN
Zip	46614-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 163 W & K BEVERLY HTS 6TH
Legal Subdivision	W & K BEVERLY HTS 6TH
Legal Lot Number	163
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2033
Census Tract	3500

Owner

402 E Chippewa Ave is owned and occupied by two individuals who bought it in October 2023.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	911 SHADY OAKS CT, MISHAWAKA, IN 46544-6753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO
Jul 28, 2022	Deed of Trust, Mortgage · FHA Mortgage LOAN DEPOT INC
Jan 27, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Prior Sale	Feb 24, 2006 · Amount on File
Deed Document Number	202325765
Prior Transfer Date	Aug 10, 2023
Prior Transfer Doc	0000019002
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 30, 2023
Property Address	402 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2621
Document Number	0002325765
Map Reference	PB 17 PG B
Instrument Date	Sep 29, 2023
Instrument	2325765
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	911 SHADY OAKS CT, MISHAWAKA, IN 46544-6753

Mortgage

Document Number	0002325766
Date	Oct 30, 2023
Instrument	2325766

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	402 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2621
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002222132
Date	Jul 28, 2022
Instrument	2222132

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 27, 2022
Property Address	402 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2621
Document Number	0002202743
Map Reference	PB 17 PG B
Instrument Date	Jan 27, 2022
Instrument	2202743
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2621

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,300 Land $13,200 Building $105,100	$118,300 Land $13,200 Building $105,100
2024	$2,835.00 (+139.64%)
2023	$1,183.00 (+19.86%)	$100,100 (+16.26%) Land $13,200 Building $86,900	$100,100 (+16.26%) Land $13,200 Building $86,900
2022	$987.00 Homeowner's exemption	$86,100 Land $13,200 Building $72,900	$86,100 Land $13,200 Building $72,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 E Chippewa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 402 E Chippewa Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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