320 E Chippewa Ave, South Bend, IN 46614 Property Records

St. Joseph County property record for 320 E Chippewa Ave, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 816 sqft · built 1950
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on File
Last Sale	$96,588 (Sep 2026)
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Sep 2026 Foreclosure Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-08-25-126-024.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-25-126-024.000-026`
Alternative APN	`01871876573`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1981
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	63 ft deep x 121 ft wide
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 E CHIPPEWA AVE
City	SOUTH BEND
State	IN
Zip	46614-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E END LOTS 164 & 176 BEING 84.58 FT ON LUELDE & 123.5 FT ON CHIPPEWA WHITCOMB & KELLERS BEVERLY HTS 6TH
Legal Subdivision	WHITCOMB & KELLERS BEVERLY HTS 6TH
Legal Lot Number	164,1
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2022
Census Tract	3500

Owner

320 E Chippewa Ave is owned by an individual who bought it in September 2026.

Source: St. Joseph County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	17145 BARRYKNOLL WAY, GRANGER, IN 46530-9748
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT
Apr 25, 2022	Warranty Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC
May 12, 2017	Deed, Transfer FIDELITY NATIONAL TITLE
May 12, 2017	Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK NA
Jan 3, 2017	Sheriff's Deed, Foreclosure · Seller Carry-Back OTTO T WILSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on File
Deed Sale	Sep 23, 2026 · Amount on File
Prior Sale	Apr 25, 2022 · Amount on File
Deed Document Number	202625475
Prior Transfer Date	Sep 17, 2026
Prior Transfer Doc	0000025475
Record Updated	Oct 29, 2026

September 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 23, 2026
Property Address	320 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2619
Document Number	0000025475
Instrument Date	Sep 17, 2026
Instrument	202625475
Transaction Type	Foreclosure
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17145 BARRYKNOLL WAY, GRANGER, IN 46530-9748

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 25, 2022
Property Address	320 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2619
Document Number	0002211968
Map Reference	PB 17 PG B-10
Instrument Date	Aug 16, 2021
Instrument	2211968
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2619

Mortgage

Document Number	0002211969
Date	Apr 25, 2022
Instrument	2211969

Lender

Name	HALLMARK HOME MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0002211970
Date	Apr 25, 2022
Instrument	2211970

Lender

Name	IHCDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	108 Months
Due	Aug 16, 2030

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 12, 2017
Property Address	320 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2619
Document Number	1711727
Instrument Date	Apr 28, 2017
Instrument	1711727
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2619

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 12, 2017
Property Address	320 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2619
Document Number	0001711727
Instrument Date	Apr 28, 2017
Instrument	1711727
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2619

Mortgage

Document Number	0001711728
Date	May 12, 2017
Instrument	1711728

Lender

Name	FIRST MERCHANTS BANK NA
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.38%
Index	1-Year CMT

January 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 3, 2017
Property Address	320 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2619
Document Number	0001700137
Instrument Date	Dec 15, 2016
Instrument	1700137
Transaction Type	Foreclosure
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21513 COUNTY ROAD 8, BRISTOL, IN 46507-9301

Mortgage

Document Number	0001701154
Date	Jan 13, 2017
Instrument	1701154

Lender

Name	OTTO T WILSON
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 320 E Chippewa Ave was $1,312, down 16% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,312.00 (-15.95%)	$121,200 Land $16,400 Building $104,800	$121,200 Land $16,400 Building $104,800
2024	$1,561.00 (+23.79%)
2023	$1,261.00 (+27.25%)	$105,900 (+17.93%) Land $16,300 Building $89,600	$105,900 (+17.93%) Land $16,300 Building $89,600
2022	$991.00 Homeowner's exemption	$89,800 Land $16,300 Building $73,500	$89,800 Land $16,300 Building $73,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 E Chippewa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 320 E Chippewa Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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