402 E 4th St, Winona, MN 55987 Property Records

Winona County property record for 402 E 4th St, Winona, MN 55987 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,752 sqft Living Area
Lot Size	4,400 sqft (0.101 acres)
Garage	674 sqft
Occupancy	Owner Occupied
Tax Bill	$2,692.00 (2026)

Owner

Source: Winona County records · APN 32.300.0970

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	402 E 4TH ST, WINONA, MN 55987-3916
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	402 E 4TH ST, WINONA, MN 55987-3916
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E 4TH ST, WINONA, MN 55987-3916

Mortgage

Document Number	000A651986
Date	Nov 15, 2023
Instrument	A651986

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,692.00 (+18.17%)
2025		$246,900 (+4.4%) Land $31,100 Building $215,800	$246,900 (+4.4%) Land $31,100 Building $215,800
2023	$2,278.00 Homeowner's exemption	$236,500 Land $29,900 Building $206,600	$236,500 Land $29,900 Building $206,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`32.300.0970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,752 sqft Living Area
1st Floor	687 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1996
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	4,400 sqft (0.101 acres)
Depth X Width	88 ft x 50 ft Depth x Width
Garage Area	674 sqft Garage
Porch	Porch
Porch Area	92 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	402 E 4TH ST
City	WINONA
State	MN
Zip	55987-3916
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-107 RANGE-007 LAIRDS ADDITION LOT-007 BLOCK-013 SLY 88'
Legal Range	007
Legal Township	107
Legal Section	23
Legal Subdivision	LAIRDS ADDITION
Legal Block	13
Legal Lot Number	7
Jurisdiction	WINONA MN
Minor Civil Division	WINONA
Census Blockgroup	4
Census Block	4047
Census Tract	670600