320 E 4th St, Winona, MN 55987 Property Records

Winona County property record for 320 E 4th St, Winona, MN 55987 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1983
Square Footage1,984 sqft Total Area
Lot Size8,364 sqft (0.192 acres)
GarageDetached, 440 sqft
OccupancyOwner Occupied
Tax Bill$1,966.00 (2026)

Owner

Source: Winona County records · APN 32.300.2970

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 E 4TH ST, WINONA, MN 55987-3725
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Recording DateMay 21, 2026
Property Address320 E 4TH ST, WINONA, MN 55987-3725
Document Number0000666730
Instrument DateApr 28, 2026
Instrument2026666730
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 E 4TH ST, WINONA, MN 55987-3725

Mortgage

Document Number0000666730,
DateMay 21, 2026
Instrument2026666730
Lender
NameESB BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 28, 2036
Interest
Rate6.46%
Max Rate-1%

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalityWinona City
Unified School DistrictWinona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,966.00 (+27.33%)
2025$187,900 (+6.04%) Land $47,100 Building $140,800$187,900 (+6.04%) Land $47,100 Building $140,800
2023$1,544.00 Homeowner's exemption$177,200 Land $45,300 Building $131,900$177,200 Land $45,300 Building $131,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN32.300.2970

Interior

Bedrooms5 Beds
Full Baths2 Baths
Building Area1,984 sqft Total Area
1st Floor992 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1983
Architectural StyleMultifamily Style
Exterior MaterialAsbestos Exterior
Fire Resistance ClassBuildings having wood or wood and steel frames.
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,364 sqft (0.192 acres)
Depth X Width140 ft x 60 ft Depth x Width
Garage TypeDetached Garage
Garage Area440 sqft Garage
PorchPorch
Porch Area349 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address320 E 4TH ST
CityWINONA
StateMN
Zip55987-3725
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionSECT-23 TWP-107 RANGE-007 LAIRDS ADDITION LOT-009 BLOCK-154
Legal Range007
Legal Township107
Legal Section23
Legal SubdivisionLAIRDS ADDITION
Legal Block154
Legal Lot Number9
JurisdictionWINONA MN
Minor Civil DivisionWINONA
Census Blockgroup4
Census Block4037
Census Tract670600

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