Cass County property record for 402 E 2nd St, Cumberland, IA 50843
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,765 sqft · built 1994 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,654 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 340016123001000 |
| Primary APN | 340016123001000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,765 sqft Living Area |
| 1st Floor Area | 1,765 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 160 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 852 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 143 sqft |
| Patio Area | 613 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 402 E 2ND ST |
|---|---|
| City | CUMBERLAND |
| State | IA |
| Zip | 50843-1029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2ND ADD PC 90'X160' SE CORNER BLK 13 |
| Legal Subdivision | CUMBERLAND 2ND ADDITION (CUMBERLAND 702) |
| Legal Block | 13 |
| Jurisdiction | CASS IA |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 190300 |
402 E 2nd St is owned and occupied by two individuals who acquired it in July 2025.
Source: Cass County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 E 2ND ST, CUMBERLAND, IA 50843-1029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 24, 2025 |
| Transfer Doc | 2025001260 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 402 E 2nd St was $1,654 with a homeowner's exemption.
Source: Cass County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cass County |
| Municipality | Cumberland City |
| Unified School District | CAM Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,654.00 Homeowner's exemption | $122,700 (-) Land $4,000 Building $118,700 | $122,700 (-) Land $4,000 Building $118,700 |
| 2025 | $1,654.00 (+14.07%) Homeowner's exemption | $122,700 Land $4,000 Building $118,700 | $122,700 Land $4,000 Building $118,700 |
| 2024 | $1,450.00 | ||
| 2023 | $112,040 Land $3,150 Building $108,890 | $112,040 Land $3,150 Building $108,890 | |
| 2022 | $1,720.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 E 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 402 E 2nd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND WATER SUPPLY serves 266 people · EPA ID IA1516093 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Western Iowa Wireless.
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