200 E 2nd St, Cumberland, IA 50843 Property Records

Cass County property record for 200 E 2nd St, Cumberland, IA 50843

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 858 sqft · built 1890
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$26,500 (Jun 2021)
Tax Bill	$928 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340007786001000`

Property Details

APN / Parcel Number

Primary APN	`340007786001000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	858 sqft Living Area
1st Floor Area	858 sqft
Basement Area	214 sqft
Unfinished Basement	214 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	251 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	127 sqft
Deck Area	88 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	200 E 2ND ST
City	CUMBERLAND
State	IA
Zip	50843-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7-8 BLOCK 1
Legal Subdivision	ORIGINAL TOWN (CUMBERLAND 700)
Legal Block	1
Legal Lot Number	7,8
Jurisdiction	CASS IA
Township / Civil Division	UNION
Census Block Group	1
Census Block	1063
Census Tract	190300

Owner

200 E 2nd St is owned by two individuals who bought it in June 2021.

Source: Cass County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	609 MAIN ST, CUMBERLAND, IA 50843-1042
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER
Jun 15, 2021	Warranty Deed, Transfer
Nov 27, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Deed Document Number	20211321
Deed Book / Page	2021 / 1321
Prior Transfer Date	Nov 27, 2017
Prior Transfer Doc	02017/2116
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Recording Date	May 27, 2026
Property Address	200 E 2ND ST, CUMBERLAND, IA 50843-1005
Document Number	2026000965
Book / Page	2026 / 965
Instrument Date	May 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 MAIN ST, CUMBERLAND, IA 50843-1042
Investor	Possibly a Property Investor

Mortgage

Document Number	2026000965,
Date	May 27, 2026
Book Page	2026/965

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 27, 2046

Interest

Rate	6.3%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Jun 15, 2021
Property Address	200 E 2ND ST, CUMBERLAND, IA 50843-1005
Document Number	02021/1321
Book / Page	2021 / 1321
Instrument Date	Jun 15, 2021
Instrument	2021-1321
Transaction Type	Transfer
Record Updated	Feb 9, 2022

Transaction

Amount	Amount on Record
Tax	$41.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	908 ELM ST, ATLANTIC, IA 50022-2130

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS IA
Recording Date	Nov 27, 2017
Property Address	200 E 2ND ST, CUMBERLAND, IA 50843-1005
Document Number	02017/2116
Book / Page	2017 / 2116
Instrument Date	Nov 27, 2017
Transaction Type	Transfer
Record Updated	Feb 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	200E E 2ND ST, CUMBERLAND, IA 50843-1005

Tax Assessment & Valuation

The 2026 property tax bill for 200 E 2nd St was $928.

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Cumberland City
Unified School District	CAM Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$928.00	$54,540 (-) Land $4,660 Building $49,880	$54,540 (-) Land $4,660 Building $49,880
2025	$928.00 (+15.42%)	$54,540 Land $4,660 Building $49,880	$54,540 Land $4,660 Building $49,880
2024	$804.00
2023		$39,370 Land $4,200 Building $35,170	$39,370 Land $4,200 Building $35,170
2022	$682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 E 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 E 2nd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND WATER SUPPLY serves 266 people · EPA ID IA1516093
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Western Iowa Wireless.

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