304 E 15th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 304 E 15th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,604 sqft · built 2016
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (May 2019)
Tax Bill	$2,988 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10250-000-000`

Property Details

APN / Parcel Number

Primary APN	`10250-000-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Heated Area
Gross Area	2,196 sqft
1st Floor Area	1,604 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	608 sqft

Exterior Amenities

Porch	Porch
Porch Area	55 sqft
Patio Area	96 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	304 E 15TH ST
City	LYNN HAVEN
State	FL
Zip	32444-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNN HAVEN W 1/2 LOTS 9 & 10 BLK 246 ORB 4129 P 1415
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	246
Legal Lot Number	9,10 10
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	4
Census Block	4024
Census Tract	1402

Owner

Source: Bay County assessment roll, APN 10250-000-000, as of July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	304 E 15TH ST, LYNN HAVEN, FL 32444-3806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Mar 02, 2016 · Amount on Record
Deed Document Number	2019051971
Deed Book / Page	4129 / 1415
Record Updated	Jun 08, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 31, 2019
Property Address	304 E 15TH ST, LYNN HAVEN, FL 32444-3806
Document Number	0041291415
Book / Page	4129 / 1415
Map Reference	MB 5 PG 9&10
Instrument Date	May 20, 2019
Instrument	2019051971
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1182 SADDLE CREEK DR, 1182, FORT WALTON BEACH, FL 32547-6863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E 15TH ST, LYNN HAVEN, FL 32444-3806
Investor	Possibly a Property Investor

Mortgage

Document Number	0041291417
Date	May 31, 2019
Instrument	4129/1417

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll as of July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,988.00 (+3.21%) Homeowner's exemption	$240,222 (+5.99%)	$293,503 (+11.37%) Land $33,469 Building $260,034
2023	$2,895.00 (+9.91%) Homeowner's exemption	$226,652 (+3%)	$263,532 (+7.6%) Land $34,170 Building $229,362
2022	$2,634.00 Homeowner's exemption	$220,050	$244,926 Land $32,512 Building $212,414

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), as of September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050014024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	34 (1998–2026)
Claims Outside the SFHA	34 of 34
Most Recent Claim	Jan 2026 · other causes
Claims by Event	Tropical Storm Fred, Aug 2021 · 2 claims Hurricane Michael, Oct 2018 · 15 claims Severe Storms And Flooding, Jul 2013 · 6 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 302 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1030435, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.