402 Dry River Rd, Bridgewater, VA 22812 Property Records

Rockingham County property record for 402 Dry River Rd, Bridgewater, VA 22812

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,714 sqft · built 1998
Lot Size	0.534 acres (23,261 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Jan 2019)
Tax Bill	$1,902 (2026)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122E-(1)-B 1 L16`

Property Details

APN / Parcel Number

Primary APN	`122E-(1)-B 1 L16`
Alternative APNs	`R35184` `35184`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area
Gross Area	2,448 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,261 sqft (0.534 acres)
Driveway	Paver Driveway
Driveway Area	2,400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R35184
Street Address	402 DRY RIVER RD
City	BRIDGEWATER
State	VA
Zip	22812-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OLD MILL LANDING SBDV L 16 B 1 S 1
Legal Subdivision	OLD MILL LANDING
Legal Lot Number	16
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	ASHBY
Census Block Group	1
Census Block	1017
Census Tract	11500

Owner

402 Dry River Rd is owned and occupied by an individual who bought it in January 2019.

Source: Rockingham County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	402 DRY RIVER RD, BRIDGEWATER, VA 22812-1244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2019 · Amount on File
Deed Sale	Jan 22, 2019 · Amount on File
Prior Sale	Apr 27, 2010
Deed Document Number	20191558
Deed Book / Page	5080 / 755
Record Updated	Sep 20, 2026

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Jan 22, 2019
Property Address	402 DRY RIVER RD, BRIDGEWATER, VA 22812-1244
Document Number	5080/755
Book / Page	5080 / 755
Map Reference	DD 1360 PG 754
Instrument Date	Jan 10, 2019
Instrument	2019-01558
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	402 DRY RIVER RD, BRIDGEWATER, VA 22812-1244

Mortgage

Document Number	201901559
Date	Jan 22, 2019
Instrument	2019-01559

Lender

Name	ARDENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 402 Dry River Rd was $1,902.

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Bridgewater Town
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,902.00	$288,300 Land $65,000 Building $223,300	$288,300 Land $65,000 Building $223,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Dry River Rd in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	29 (1985–2023)
Claims Outside the SFHA	6 of 29
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Dry River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BRIDGEWATER serves 6,177 people · EPA ID VA2165045
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20