Rockingham County property record for 332 Dry River Rd, Bridgewater, VA 22812
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,056 sqft · built 1998 |
| Lot Size | 0.531 acres (23,130 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,353 (2026) |
| Deeds & Mortgages | Aug 2018 Line of Credit Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122E-(1)-B 1 L14 |
| Primary APN | 122E-(1)-B 1 L14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,056 sqft Living Area |
| Gross Area | 6,212 sqft |
| Basement Area | 601 sqft |
| Unfinished Basement | 601 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,130 sqft (0.531 acres) |
| Garage Type | Attached |
| Garage Area | 1,080 sqft |
| Driveway | Paver Driveway |
| Driveway Area | 1,612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | R6692 |
|---|---|
| Street Address | 332 DRY RIVER RD |
| City | BRIDGEWATER |
| State | VA |
| Zip | 22812-1243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OLD MILL LANDING SBDV L 14 B 1 S 1 |
| Legal Subdivision | OLD MILL LANDING |
| Legal Lot Number | 14 |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | ASHBY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 11500 |
332 Dry River Rd is owned and occupied by an individual who acquired it in December 2023.
Source: Rockingham County records, as of June 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 332 DRY RIVER RD, BRIDGEWATER, VA 22812-1243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2018 | Deed of Trust, Mortgage · Line of Credit PARK VIEW FCU |
| Dec 12, 2023 | · Conventional Mortgage TRUIST BANK |
| Dec 12, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 6, 2023 |
| Transfer Doc | 0005759/57 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 332 DRY RIVER RD, BRIDGEWATER, VA 22812-1243 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 005030/298 |
|---|---|
| Date | Aug 8, 2018 |
| Book Page | 5030/298 |
| Instrument | 2018-00020531 |
| Name | PARK VIEW FCU |
|---|---|
| Type | Credit Union |
| Address | HARRISONBURG, VA 22801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Jurisdiction | ROCKINGHAM VA |
|---|---|
| Recording Date | Dec 12, 2023 |
| Property Address | 332 DRY RIVER RD, BRIDGEWATER, VA 22812-1243 |
| Document Number | 0005759/57 |
| Book / Page | 5759 / 57 |
| Map Reference | MB 1360 PG 754 |
| Instrument Date | Dec 6, 2023 |
| Instrument | 2023-25891 |
| Record Updated | Jan 2, 2024 |
| Title Company | QUALITY TITLE INC, QUALITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 332 DRY RIVER RD, BRIDGEWATER, VA 22812-1243 |
| Document Number | 0202325892 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 2023-25892 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Dec 12, 2023 |
| Property Address | 332 DRY RIVER RD, BRIDGEWATER, VA 22812-1243 |
| Document Number | 0005759/57 |
| Book / Page | 5759 / 57 |
| Map Reference | MB 1360 PG 754 |
| Instrument Date | Dec 6, 2023 |
| Instrument | 2023-25891 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Title Company | QUALITY TITLE INC, QUALITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 332 DRY RIVER RD, BRIDGEWATER, VA 22812-1243 |
| Document Number | 0202325892 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 2023-25892 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
The 2026 property tax bill for 332 Dry River Rd was $2,353, up 8.1% from the year before.
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Bridgewater Town |
| County | Rockingham County |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,353.00 (+8.13%) | $356,540 (+11.42%) Land $65,000 Building $291,540 | $356,540 Land $65,000 Building $291,540 |
| 2025 | $2,176.00 | $320,000 Land $45,000 Building $275,000 | |
| 2023 | $2,176.00 | $320,000 Land $45,000 Building $275,000 | $320,000 (-) Land $45,000 Building $275,000 |
| 2022 | $320,000 Land $45,000 Building $275,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 332 Dry River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 29 (1985–2023) |
| Claims Outside the SFHA | 6 of 29 |
| Most Recent Claim | Jul 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 332 Dry River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BRIDGEWATER serves 6,177 people · EPA ID VA2165045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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