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401 Cornerstone Dr, Sumas, WA 98295 Property Records

Whatcom County property record for 401 Cornerstone Dr, Sumas, WA 98295 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,774 sqft · built 2021
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$409,000 (Feb 2021)
Tax Bill$4,090 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Feb 2021 Sale
Flood ZoneZone X (moderate risk)
APN400402-070426-0000

Property Details

APN / Parcel Number

Primary APN400402-070426-0000
Alternative APNs
  • 185840
  • 577843

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,774 sqft Living Area
Gross Area2,426 sqft
1st Floor Area1,774 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchCovered Concrete/Masonry Porch
Patio Area400 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number185840
Street Address401 CORNERSTONE DR
CitySUMAS
StateWA
Zip98295-9325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOVEL ESTATES DIV 2 LOT 32
Legal Range04
Legal Township40
Legal Section02
Legal SubdivisionHOVEL ESTATES DIV 2
Legal Block1
Legal Lot Number32
JurisdictionWHATCOM WA
Township / Civil DivisionSUMAS
Census Block Group1
Census Block1074
Census Tract10202

Owner

Source: Whatcom County records · APN 400402-070426-0000

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 CORNERSTONE DR, SUMAS, WA 98295-9325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Feb 19, 2021Warranty Deed, Transfer
GUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 19, 2021 · Amount on Record
Deed SaleFeb 19, 2021 · Amount on Record
Prior SaleFeb 19, 2021 · Amount on Record
Deed Document Number20213601
Record UpdatedJun 08, 2026

February 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateFeb 19, 2021
Property Address401 CORNERSTONE DR, SUMAS, WA 98295-9325
Document Number0000203601
Map ReferenceAF 2019-0100867
Instrument DateFeb 10, 2021
Instrument2021-0203601
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 27, 2022
Title CompanyNOT AVAILABLE, GUARDIAN NORTHWEST TTILE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,549.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8755 VEDDER VIEW LN, 8755, SUMAS, WA 98295-8409

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 CORNERSTONE DR, SUMAS, WA 98295-9325

Mortgage

Document Number0000203602
DateFeb 19, 2021
Instrument2021-0203602
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateFeb 19, 2021
Property Address401 CORNERSTONE DR, SUMAS, WA 98295-9325
Document Number0000203600
Map ReferenceAF 2019-0100867
Instrument DateFeb 10, 2021
Instrument2021-0203600
Transaction TypeTransfer
Record UpdatedMay 27, 2022
Title CompanyGUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE

Transaction

AmountAmount Recorded
Tax$1,406.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8755 VEDDER VIEW LN, SUMAS, WA 98295-8409

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalitySumas City
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,090.00 (+258.46%)$453,811 (-7.21%) Land $135,850 Building $317,961$453,811 (-7.21%) Land $135,850 Building $317,961
2022$489,061 Land $124,096 Building $364,965$489,061 Land $124,096 Building $364,965
2021$1,141.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730102021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 251 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies251 in force
164 of 251 on primary residences
Nearby Flood Claims226 (2020–2026)
Claims Outside the SFHA10 of 226
Most Recent ClaimJun 2026, other causes
Flood Events
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides (Dec 2025), 218 claims
  • Severe Storms, Flooding, Landslides, And Mudslides (Feb 2020), 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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