Roane County property record for 402 Bluff Rd, Kingston, TN 37763
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,710 sqft · built 1950 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $457,000 (Apr 2026) |
| Tax Bill | $1,091 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073046 12900 |
| Primary APN | 073046 12900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| 1st Floor Area | 1,710 sqft |
| Basement Area | 1,350 sqft |
| Finished Basement | 1,350 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 82,764 sqft (1.9 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 625 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 324 sqft |
| Patio Area | 324 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 402 BLUFF RD |
|---|---|
| City | KINGSTON |
| State | TN |
| Zip | 37763-7228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 1 |
| Jurisdiction | ROANE TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 30600 |
Source: Roane County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 402 BLUFF RD, KINGSTON, TN 37763-7228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 29, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Mar 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 25, 2018 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on Record |
| Deed Sale | Apr 29, 2026 · Amount on Record |
| Prior Sale | Aug 19, 1976 |
| Deed Document Number | 202620060 |
| Deed Book / Page | 2042 / 762 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE TN |
| Property Address | 402 BLUFF RD, KINGSTON, TN 37763-7228 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001787708 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 1787/708 |
| Instrument | 21001996 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Dec 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROANE TN |
| Recording Date | Apr 29, 2026 |
| Property Address | 402 BLUFF RD, KINGSTON, TN 37763-7228 |
| Document Number | 0000020060 |
| Book / Page | 2042 / 762 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.20060 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | ADMIRAL TITLE LLC, ADMIRAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170,780.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 BLUFF RD, KINGSTON, TN 37763-7228 |
| Document Number | 0000020061, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 2026.20061 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE TN |
| Property Address | 402 BLUFF RD, KINGSTON, TN 37763-7228 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1787708 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 1787/708 |
| Instrument | 21001996 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE TN |
| Property Address | 402 BLUFF RD, KINGSTON, TN 37763-7228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1730266 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 1730/266 |
| Instrument | 20001953 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE TN |
| Property Address | 402 BLUFF RD, KINGSTON, TN 37763-7228 |
| Document Number | 1660139 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 402 BLUFF RD KINGSTON TN 377637228, KINGSTON, TN 37763-7228 |
| Document Number | 1660139 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 001660/000139 |
| Instrument | 5063 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 2, 2048 |
Source: Roane County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,091.00 (+3.9%) | $72,800 (+66.4%) Land $7,275 Building $65,525 | $291,200 (+66.4%) Land $29,100 Building $262,100 |
| 2024 | $1,050.00 | $43,750 (-) Land $6,425 Building $37,325 | |
| 2023 | $43,750 (-) Land $6,425 Building $37,325 | ||
| 2022 | $1,050.00 | $43,750 Land $6,425 Building $37,325 | $175,000 (-) Land $25,700 Building $149,300 |
| 2020 | $175,000 Land $25,700 Building $149,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1994–2003) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2003 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 64% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINGSTON WATER SYSTEM serves 11,392 people · EPA ID TN0000360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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