246 Bluff Rd, Kingston, TN 37763 Property Records

Roane County property record for 246 Bluff Rd, Kingston, TN 37763

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,956 sqft · built 1960
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Oct 2024)
Tax Bill$950 (2025)
Deeds & MortgagesMay 2026 Line of Credit
May 2026 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN073047 01700

Property Details

APN / Parcel Number

Primary APN073047 01700
Alternative APN
  • 047 01700

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,956 sqft Living Area
1st Floor Area1,956 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,996 sqft (1.01 acres)
TerrainRolling
Garage TypeCarport
Garage Area420 sqft
CarportCarport
Carport Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area106 sqft
Patio Area608 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address246 BLUFF RD
CityKINGSTON
StateTN
Zip37763-7232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 1
JurisdictionROANE TN
Township / Civil Division2
Census Block Group1
Census Block1029
Census Tract30600

Owner

Source: Roane County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address246 BLUFF RD, KINGSTON, TN 37763-7232
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Deed of Trust · Line of Credit
REGIONS BANK
May 4, 2026Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Dec 8, 2025Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
May 17, 2021Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Oct 25, 2024Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 17, 2021Deed of Trust, Mortgage · Line of Credit
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2024 · Amount on Record
Deed SaleOct 25, 2024 · Amount on Record
Prior SaleJun 26, 2007 · Amount on Record
Deed Document Number20247460
Deed Book / Page1984 / 212
Record UpdatedSep 20, 2026

May 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionROANE TN
Recording DateMay 4, 2026
Property Address246 BLUFF RD, KINGSTON, TN 37763-7232
Document Number0000020184
Book / Page2042 / 1562
Instrument DateApr 17, 2026
Instrument2026.20184
Record UpdatedMay 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 BLUFF RD, KINGSTON, TN 37763-7232
InvestorPossibly a Property Investor

Mortgage

Document Number0000020184,
DateMay 4, 2026
Book Page2042/1562
Instrument2026.20184
Lender
NameREGIONS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 10, 2056
Interest
Rate6.22%
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANE TN
Recording DateMay 4, 2026
Property Address246 BLUFF RD, KINGSTON, TN 37763-7232
Document Number0020421562
Book / Page2042 / 1562
Instrument DateApr 17, 2026
Instrument202620184
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 BLUFF RD, KINGSTON, TN 37763-7232
InvestorPossibly a Property Investor

Mortgage

Document Number0000020184,
DateMay 4, 2026
Book Page2042/1562
Instrument202620184
Lender
NameREGIONS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 10, 2056
Interest
Rate6.22%
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANE TN
Property Address246 BLUFF RD, KINGSTON, TN 37763-7232
Transaction TypeMortgage
Record UpdatedFeb 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 BLUFF RD, KINGSTON, TN 37763-7232

Mortgage

Document Number0020341231
DateDec 8, 2025
Book Page2034/1231
Instrument15745
Lender
NameREGIONS BANK
TypeBank
Address2050 PARKWAY OFFICE CIR, HOOVER, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 11, 2055
Interest
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANE TN
Property Address246 BLUFF RD, KINGSTON, TN 37763-7232
Transaction TypeMortgage
Record UpdatedFeb 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 BLUFF RD, KINGSTON, TN 37763-7232

Mortgage

Document Number0001800667
DateMay 17, 2021
Book Page1800/667
Instrument21004528
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 1, 2041

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROANE TN
Recording DateOct 25, 2024
Property Address246 BLUFF RD, KINGSTON, TN 37763-7232
Document Number0001984212
Book / Page1984 / 212
Map ReferenceMB 1237 PG 670
Instrument DateOct 17, 2024
Instrument24007460
Transaction TypeTransfer
Record UpdatedFeb 2, 2026
Title CompanyLENDERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$869.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 BLUFF RD, KINGSTON, TN 37763-7232

Mortgage

Document Number0024007461
DateOct 25, 2024
Instrument24007461
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANE TN
Property Address246 BLUFF RD, KINGSTON, TN 37763-7232
Transaction TypeMortgage
Record UpdatedMay 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 BLUFF RD, KINGSTON, TN 37763-7232

Mortgage

Document Number1800667
DateMay 17, 2021
Book Page1800/667
Instrument21004528
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 1, 2041

Tax Assessment & Valuation

Source: Roane County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRoane County
Unified School DistrictRoane County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$950.00 (+18.75%)$63,375 (+66.67%) Land $6,050 Building $57,325$253,500 (+66.67%) Land $24,200 Building $229,300
2023$38,025 (-) Land $3,775 Building $34,250
2022$800.00$38,025 Land $3,775 Building $34,250$152,100 (-) Land $15,100 Building $137,000
2020$152,100 Land $15,100 Building $137,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1994–2003)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2003 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 62% of Tennessee
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKINGSTON WATER SYSTEM
serves 11,392 people · EPA ID TN0000360
Water SourceSurface water
Last State InspectionAug 2025
Lead4 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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