402 Beringer Cir, Urbana, IL 61802 Property Records

Champaign County property record for 402 Beringer Cir, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,012 sqft · built 1995
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Sep 2026)
Tax Bill	$11,030 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91-21-10-405-009`

Property Details

APN / Parcel Number

Primary APN	`91-21-10-405-009`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,012 sqft Building Perimeter
1st Floor Area	2,012 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	731 sqft
Driveway	Concrete Driveway
Driveway Area	634 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	402 BERINGER CIR
City	URBANA
State	IL
Zip	61802-2280
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 247 BERINGER COMMONS SUB NO 2B
Legal Range	09E
Legal Township	19N
Legal Section	10
Legal Subdivision	BERINGER COMMONS SUB NO 2B
Legal Lot Number	247
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2047
Census Tract	5500

Owner

402 Beringer Cir is owned and occupied by two individuals who bought it in September 2026.

Source: Champaign County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 BERINGER CIR, URBANA, IL 61802-2280
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 8, 2021	Deed of Trust, Mortgage · Line of Credit LONGVIEW BANK
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage LONGVIEW BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Deed Document Number	202615338
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 30, 2026
Property Address	402 BERINGER CIR, URBANA, IL 61802-2280
Document Number	0000015338
Instrument Date	Sep 28, 2026
Instrument	202615338
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$75,598.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	402 BERINGER CIR, URBANA, IL 61802-2280

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	402 BERINGER CIR, URBANA, IL 61802-2280
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008197
Date	Apr 8, 2021
Instrument	2021R08197

Lender

Name	LONGVIEW BANK
Type	Bank
Address	OGDEN, IL 61859

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 25, 2020
Property Address	402 BERINGER CIR, URBANA, IL 61802-2280
Document Number	0000016983
Instrument Date	Aug 14, 2020
Instrument	2020R16983
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	402 BERINGER CIR, URBANA, IL 61802-2280

Mortgage

Document Number	0000016984
Date	Aug 25, 2020
Instrument	2020R16984

Lender

Name	LONGVIEW BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 402 Beringer Cir was $11,030, up 4.1% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,030.00 (+4.06%)	$118,570 Land $20,420 Building $98,150	$355,710 Land $61,260 Building $294,450
2024	$10,600.00
2022	$9,247.00 Homeowner's exemption Additional exemption filed	$94,160 Land $16,220 Building $77,940	$282,480 Land $48,660 Building $233,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Beringer Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Beringer Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Nextlink.

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