306 Beringer Cir, Urbana, IL 61802 Property Records

Champaign County property record for 306 Beringer Cir, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,393 sqft · built 1995
Lot Size	0.402 acres (17,525 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Apr 2026)
Tax Bill	$9,206 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91-21-10-406-003`

Property Details

APN / Parcel Number

Primary APN	`91-21-10-406-003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,393 sqft Building Perimeter
1st Floor Area	1,393 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	17,525 sqft (0.402 acres)
Garage Type	Attached
Garage Area	765 sqft
Driveway	Concrete Driveway
Driveway Area	1,215 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	306 BERINGER CIR
City	URBANA
State	IL
Zip	61802-2276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 252 BERINGER COMMONS SUB NO 2B
Legal Range	09E
Legal Township	19N
Legal Section	10
Legal Subdivision	BERINGER COMMONS SUB NO 2B
Legal Lot Number	252
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2051
Census Tract	5500

Owner

306 Beringer Cir is owned and occupied by an individual who bought it in April 2026.

Source: Champaign County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	306 BERINGER CIR, URBANA, IL 61802-2276
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit IROQUOIS FARMERS STATE BANK
Apr 6, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	May 6, 2013 · Amount on File
Deed Document Number	20264813
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	306 BERINGER CIR, URBANA, IL 61802-2276
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013537
Date	Jul 22, 2022
Instrument	2022R13537

Lender

Name	IROQUOIS FARMERS STATE BANK
Type	Bank
Address	CHAMPAIGN, IL 61822

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 6, 2026
Property Address	306 BERINGER CIR, URBANA, IL 61802-2276
Document Number	0000004813
Instrument Date	Mar 24, 2026
Instrument	2026.4813
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,842.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 BERINGER CIR, URBANA, IL 61802-2276

Mortgage

Document Number	0000004814,
Date	Apr 6, 2026
Instrument	2026.4814

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	306 BERINGER CIR, URBANA, IL 61802-2276
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017627
Date	Sep 1, 2020
Instrument	2020R17627

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,410 (+5.79%) Land $18,860 Building $81,550	$301,230 (+5.79%) Land $56,580 Building $244,650
2024	$9,206.00 (+6.93%)	$94,910 Land $17,830 Building $77,080	$284,730 Land $53,490 Building $231,240
2023	$8,609.00 (+7.38%)
2022	$8,017.00 Homeowner's exemption	$79,740 Land $14,980 Building $64,760	$239,220 Land $44,940 Building $194,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 Beringer Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Beringer Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Nextlink.

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