Madison County property record for 402 Baldwin Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,614 sqft |
| Lot Size | 58.7 acres (2,559,586 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Oct 2025) |
| Tax Bill | $277 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0018-0000-0034 |
| Primary APN | 0018-0000-0034 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,614 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Lot Area | 2,559,586 sqft (58.7 acres) |
| Account Number | 40488 |
|---|---|
| Street Address | 402 BALDWIN RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8982 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 58.76 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | COTTONBURG-VALLEY VIEW |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10801 |
Source: Madison County assessment roll, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 BALDWIN RD, RICHMOND, KY 40475-8982 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 31, 2025 | Deed, Transfer · Line of Credit CITIZENS GUARANTY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on Record |
| Deed Sale | Oct 31, 2025 · Amount on Record |
| Deed Document Number | 202514296077 |
| Deed Book / Page | 875 / 272 |
| Last Transfer Date | Jul 2, 2026 |
| Transfer Doc | 0014359736 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 2, 2026 |
| Property Address | 402 BALDWIN RD, RICHMOND, KY 40475-8982 |
| Document Number | 0014359736 |
| Book / Page | 885 / 46 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202614359736 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 BALDWIN RD, RICHMOND, KY 40475-8982 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 402 BALDWIN RD, RICHMOND, KY 40475-8982 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0M2049/154 |
|---|---|
| Date | May 3, 2021 |
| Book Page | M2049/154 |
| Instrument | 2014035435 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 31, 2025 |
| Property Address | 402 BALDWIN RD, RICHMOND, KY 40475-8982 |
| Document Number | 00D875/272 |
| Book / Page | D875 / 272 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2014296077 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $65.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 402 BALDWIN RD, RICHMOND, KY 40475-8982 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 402 BALDWIN RD, RICHMOND, KY 40475-8982 |
| Document Number | 2014296834 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2014296834 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 4, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Number | 0M2420/775 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | M2420/775 |
| Instrument | 2014296078 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40476 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2055 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $277.00 (-10.93%) Homeowner's exemption | $78,500 (-) | $78,500 (-) |
| 2023 | $311.00 Homeowner's exemption | $78,500 | $78,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (2015–2026) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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