400 Baldwin Rd, Richmond, KY 40475 Property Records

Madison County property record for 400 Baldwin Rd, Richmond, KY 40475

Property Summary

Property TypeFarm - Irrigated or Dry
Lot Size53.4 acres (2,326,104 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (Dec 2013)
Tax Bill$146 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0018-0000-0042

Property Details

APN / Parcel Number

Primary APN0018-0000-0042
Alternative APNs
  • 130722
  • 93566
  • 60525

Exterior

Lot Area2,326,104 sqft (53.4 acres)

Location & Zoning

Account Number60525
Street Address400 BALDWIN RD
CityRICHMOND
StateKY
Zip40475-8982
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal Description53.40 ACRES
JurisdictionMADISON KY
Township / Civil DivisionCOTTONBURG-VALLEY VIEW
Census Block Group1
Census Block1022
Census Tract10801

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address118 PEACOCK RD, RICHMOND, KY 40475-9338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 9, 2013 · Amount on Record
Deed SaleDec 9, 2013 · Amount on Record
Deed Document Number0000698532
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address400 BALDWIN RD, RICHMOND, KY 40475-8982
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 PEACOCK RD, RICHMOND, KY 40475-9338

Mortgage

Document Number000M2138/1
DateMar 1, 2022
Book PageM2138/1
Instrument2014079559
Lender
Name1ST TRUST BANK INC
TypeBank
AddressRICHMOND, KY 40475
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueMar 5, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$146.00 (-2.67%) Additional exemption filed$15,500 (-)$15,500 (-)
2023$150.00$15,500$15,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims10 (2015–2026)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2026 · 6 claims
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKIRKSVILLE WATER ASSOCIATION
private · serves 5,940 people · EPA ID KY0760672
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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